Our Privacy Disclosure Policy
We share nonpublic personal information only as permitted by law and we
will continue to take those actions which are reasonable and prudent to
protect the privacy and security of the financial information we obtain
through your transactions with us.
Categories of Information That We May Collect
We collect nonpublic personal information about you from the following
sources:
o Information we receive from you on applications or other forms, such
as: your name, address, Social Security number, assets and your income.
o Information about your transactions with our affiliates, others, or
us such as: your account balance, payment history, parties to transactions,
and credit card usage.
o Information we receive from a consumer credit reporting agency, such
as: your creditworthiness and credit history.
o Information we receive from "cookies" relating to electronic
banking.
On our website, we do not collect any personal information from you, except for that provided in our on-line loan or membership applications or on our on-line member survey. If you contact us via e-mail, we will temporally collect and retain your e-mail address, as well as the information contained in the message. Those messages and e-mail addresses are then deleted upon issue resolution.
Categories Of Information That We Disclose
We limit who receives personal information about our members or former
members and the type of information shared. Any information shared with
our affiliates, or non-affiliates, is done so only as permitted by law.
From time to time, we may provide affiliated and non-affiliated companies
with your name and address if we believe that you might benefit from their
services. No other personal information is shared. You may choose not
to have your name and address provided to our affiliates and non-affiliates
by following the instructions provided later in the section titled, "It's
Your Choice."
Other Companies With Whom We Do Business
As permitted by law, we may contract with non-financial companies to perform
some specific services, such as:
o Check printing
o Statement processing
o Consumer reporting
o Credit/debit card processing
o Printing/mailing of marketing materials
o Marketing services for Securityplus FCU's financial products
and services.
We require that our business partners and vendors safeguard all personal
information concerning our members. Under written agreement, your personal
information may not be sold or used for any purpose other than intended.
The types of financial information that may be shared, as permitted by
law, include any, or all, of the following:
o Name and address
o Account and/or loan balance(s)
o Social Security number
o Date of birth
o Payment history
Confidentiality and Security
We restrict access to nonpublic personal information about our members
to those employees who need to know that information to provide products
and services to you. We maintain physical, electronic, and procedural
safeguards that comply with Federal standards to guard your nonpublic
personal information.
It's Your Choice!
You can choose how you wish to learn about our products and services,
including not receiving information from our affiliates and non-affiliates.
To tell us your preferences, you may:
o Visit any of our branches and request an "Opt Out" form. That
form can then be mailed to:
Securityplus FCU
Attn: Marketing Department
PO Box 7560
Woodlawn, MD 21207.
o Contact the Securityplus FCU Call Center at either 410-965-8908
or 1-866-4SECPLUS
o Send us an e-mail at comments@securityplusfcu.org
o Write us in care of Securityplus Federal Credit Union,
Attn: Marketing Department, PO Box 7560, Woodlawn, MD 21207.
Securityplus Federal Credit Union reserves the right to amend this disclosure at any time without prior notice. This disclosure amends any existing agreements Securityplus FCU has with you.
Securityplus FCU Privacy
Preference Form
Internet
Security Policy
