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Standard Checking Account

  • Checking Account application
  • No minimum balance required
  • Write unlimited checks each month
  • No monthly service charge
  • No per check fee
  • Access to the Allpoint™ national surcharge-free ATM network¹
  • Earn dividends when your checking account balance is $500 or more
  • Free first order of checks
  • Reorder your checks online by clicking here
  • Carbonless copies for your records
  • Funds are insured to an aggregate $250,000 by the NCUSIF (National Credit Union Share Insurance Fund)
  • Several overdraft protection options available
  • Take advantage of the convenient Securityplus FCU VISA Check Card
  • $500 overdraft protection with Courtesy Pay²

¹Does not include foreign ATM fee; $2.00 fee waived for up to 3 withdrawals from Checking, per month, on non-Securityplus FCU ATMs.

²Courtesy Pay is an added member service that adds another level of protection between you and an accidentally overdrawn checking account. Courtesy Pay adds a pre-approved $500 overdraft limit to your checking account. If you overdraw your account, we may pay each item up to your $500 limit. Your account will only be assessed a Courtesy Pay charge of $30 for each item we pay against your overdrawn account. We require no applications or additional signatures, simply that you have a Securityplus FCU checking account in good standing. For more information on Courtesy Pay, contact our Call Center at 410-965-8908 or 1-866-4SECPLUS, or stop by any branch location.


Power Checking Account

* If loan and/or deposit balances fall below the $10,000 minimum requirement, then a monthly fee of $9.00 will be assessed. If loan and/or deposit balances fall below the $10,000 minimum requirement for more than 90 days, then the account will revert back to the Standard Checking account.
** You must register for free Bill Pay via eBanking prior to use. Bill Pay application is subject to final approval. If approved, you will receive an approval notice via the email address you registered within eBanking within 72 hours.
*** Only one $100 bonus loan credit per member per lifetime. Only new/used auto loans and home equity loans/lines of credit of $10,000 or more, are eligible for the bonus loan credit. $100 paid toward the principal only will be applied within the first 30 days after the loan is issued.
****VISA® Check Card offer and opening of Securityplus FCU Checking Account are subject to final approval.


VISA® Check Card*

  • Access your funds through ATMs and Point-Of-Sale (terminals) like those found in gas stations and grocery stores
  • Access your funds through the Allpoint™ national surcharge-free ATM network
  • Make purchases anywhere that VISA® is accepted
  • Obtain cash advances at any financial institution that accepts VISA®
  • Safer than carrying cash
  • If a card is lost or stolen, please call 1-866-4SECPLUS and press option 2

* VISA® Check Card offer and opening of Securityplus FCU Checking Account are subject to final approval.


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