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Credit Life & Disability Insurance

  • Loan protection coverage.
  • Available at affordable premiums.


Credit insurance is underwritten by Life Investors Insurance Company of America (Home Office - Cedar Rapids, IA) and is available to credit union members only through Securityplus FCU (Credit Union Home Office - Baltimore, MD). Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your loan officer.

Guaranteed Auto Protection (GAP) Insurance

  • GAP coverage eliminates the out-of-pocket expense you would incur to pay off your loan or lease should your vehicle be stolen or totaled. Securityplus FCU offers GAP coverage for a nominal fee.
  • How GAP works:
    • Covers up to 150% of MSRP or NADA retail values
    • Covers losses up to $50,000
    • Pays comprehensive and collision deductibles of up to $1,000
    • Is available for loans with terms up to 84 months
    • Pays claims within 48 hours of receipt
  • For more information on GAP coverage, contact our Call Center today at 410-965-8908 or 1-866-4SECPLUS.

Life Help - Life Insurance for Credit Union Members

  • Life Help, underwritten by New York Life, provides you with the tools you need to help safeguard your family's financial future.
  • Depending on your group affiliation and your state of residence, you may be eligible for: No-Cost Accidental Death Insurance or Accidental Death and Dismemberment Insurance; Supplemental Accidental Death Insurance or Accidental Death and Dismemberment Insurance; Group Term Life Insurance and Emergency Travel Assistance
  • To receive an information packet on Life Help, call 1-800-345-4543 or visit www.lifehelp.com.

The Family Security Plan

  • The Family Security Plan® has been helping people prepare for the "what ifs" for years. This plan was specifically designed for credit union members to help them address their insurance issues.
  • Meet with a representative today and discover how they can:
    • Speak openly with you, one-on-one, about your insurance needs and advise you on the amount of coverage that would adequately protect you and your family.
    • Help you apply for coverage for you and your family usually in as little as 15 minutes.
    • Customize insurance benefits at a price you can afford with premiums that are deducted directly from your paycheck.
  • Get your insurance analysis today by calling 1-800-243-2292, or find out more information at www.familysecurityplan.com.