Auto Loans

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Rates as low as A.P.R.* on both NEW and USED cars.
Reliable financing for new and used cars, trucks, vans and motorcycles.
Pre-approval program available.
Counseling program - designed to help you determine how much vehicle you can afford and which type of loan will best meet your needs. Call 410-965-8908 or 1-866-4SECPLUS (outside the Baltimore area).
Use the automatic repayment method to repay your loan and qualify for a 0.25% A.P.R. rate discount.
The CU Dealer Access™ - Baltimore area auto dealer network provides members with money-saving credit union auto loan rates beyond traditional business hours and provide members with on-the-spot instant financing through the Securityplus FCU.
Other programs designed to assist you with your purchase:

Mortgage Loans

Competitive rates to save you money over the life of your new mortgage loan, whether it is to purchase a new home or to refinance an existing mortgage.
Before you purchase, Toby Green, a Securityplus FCU Mortgage Loan Counselor, will be glad to discuss your home buying or refinancing goals with you.
Toby Green will walk you through the complete process and can tell you much how you can afford based on your income and current loan payments, figure out how much cash you'll need, plus offer advice on creative ways to come up with a down payment.
To begin this simple process contact Toby Green at 410-526-2692 or toby.green@securityplusfcu.org.
Securityplus FCU has teamed up with SMARTMOVE® - a nationwide program designed to offer real estate services to credit union members. Whether you are buying, selling or investing in real estate.
SMARTMOVE® puts cash in your pocket and gives you the finest real estate assistance nationwide, with a graduated rebate schedule from $100 - $5,000. This program is offered to Securityplus FCU members FREE. Contact SMARTMOVE® for easy program guidelines at 703-359-1831 or 800-645-6560, or visit http://www.smartmove.com.
To apply for a mortgage loan, please contact our Call Center at 410-965-8908 or 1-866-4SECPLUS.

Stafford Loans for students.
PLUS Loans for parents.
Specifically for 2- and 4-year public and private colleges.
Supplemental to our existing tuition loan program.
For more information call 1-800-4-FED-AID (433-3243) or ask a Member Service or Call Center Representative for an application.
CSN College PayWay® Program

Offers you convenience, flexibility, low cost.
Repayment terms extend up to 180 months.
Access your funds by convenience check, by requesting a deposit to a share or checking account, or an advance via any branch.
No points or application fees charged.
Variable rate tied to Wall Street Journal Prime Rate, which may adjust monthly.
Available for up to maximum of $200,000 or up to 85% of the appraised value of your home after deducting the balance of any existing liens.
Closing costs paid on HELOCs when an advance or balance transfer of $25,000 or more is taken at settlement.
To apply for a Home Equity Line of Credit, please contact our Call Center at 410-965-8908 or 1-866-4SECPLUS.

Fixed rate security.
Convenient, affordable repayment terms.
No points or application fees charged.
Receive a check at time of settlement.
Available for up to maximum of $200,000 or up to 85% of the appraised value of your home after deducting the balance of any existing liens.
Closing costs paid on 5-year loans of $25,000 or more and 10-year loans of $35,000 or more.
To apply for a Home Equity Loan, please contact our Call Center at 410-965-8908 or 1-866-4SECPLUS.

An easy-to-use personal line of credit.
Maximum credit available is dependent upon your income and expenses.
Once approved, simply transfer available funds to your share account, checking account or take advantage of our convenience check program.

Competitive rates.
Terms range from 60-120 months on both new and used recreation vehicles.
Pre-approval program available.
Use the automatic repayment method to repay your loan and qualify for an added 0.25% A.P.R. rate discount.

Designed for varying credit needs.
May be used for a variety of purposes with terms up to 60 months.
Fixed rates and terms available.
Use the automatic repayment method to repay your loan and qualify for an added 0.25% A.P.R. rate discount.