Auto Loans
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- Rates as low as
A.P.R.* on both NEW and USED cars.
- Reliable financing for new and used cars, trucks, vans and motorcycles.
- Pre-approval program available.
- Counseling program - designed to help you determine how much vehicle
you can afford and which type of loan will best meet your needs. Call
410-965-8908 or 1-866-4SECPLUS (outside the Baltimore area).
- Use the automatic repayment method to repay your loan and qualify
for a 0.25% A.P.R. rate discount.
- The CU
Dealer Access - Baltimore area auto dealer network provides
members with money-saving credit union auto loan rates beyond traditional
business hours and provide members with on-the-spot instant financing
through the Securityplus FCU.
- Other programs designed to assist you with your purchase:
Mortgage Loans
- Competitive rates to save you money over the life of your new mortgage
loan, whether it is to purchase a new home or to refinance an existing
mortgage.
- Before you purchase, Toby Green, a Securityplus FCU Mortgage
Loan Counselor, will be glad to discuss your home buying or refinancing
goals with you.
- Toby Green will walk you through the complete process and can tell
you much how you can afford based on your income and current loan payments,
figure out how much cash you'll need, plus offer advice on creative
ways to come up with a down payment.
- To begin this simple process contact Toby Green at 410-526-2692 or
toby.green@securityplusfcu.org.
- Securityplus FCU has teamed up with SMARTMOVE® - a nationwide
program designed to offer real estate services to credit union members.
Whether you are buying, selling or investing in real estate.
- SMARTMOVE® puts cash in your pocket and gives you the finest real
estate assistance nationwide, with a graduated rebate schedule from
$100 - $5,000. This program is offered to Securityplus FCU
members FREE. Contact SMARTMOVE® for easy program guidelines at
703-359-1831 or 800-645-6560, or visit http://www.smartmove.com.
- To apply for a mortgage loan, please contact our Call Center at 410-965-8908
or 1-866-4SECPLUS.
Government-Guaranteed Student Loans
- Stafford Loans for students.
- PLUS Loans for parents.
- Specifically for 2- and 4-year public and private colleges.
- Supplemental to our existing tuition loan program.
- For more information call 1-800-4-FED-AID (433-3243) or ask a Member Service or Call Center Representative for an application.
- CSN College PayWay® Program
Home Equity Lines of Credit
- Offers you convenience, flexibility, low cost.
- Repayment terms extend up to 180 months.
- Access your funds by convenience check, by requesting a deposit to
a share or checking account, or an advance via any branch.
- No points or application fees charged.
- Variable rate tied to Wall Street Journal Prime Rate, which may adjust
monthly.
- Available for up to maximum of $200,000 or up to 85% of the appraised
value of your home after deducting the balance of any existing liens.
- Closing costs paid on HELOCs when an advance or balance transfer of
$25,000 or more is taken at settlement.
- To apply for a Home Equity Line of Credit, please contact our Call
Center at 410-965-8908 or 1-866-4SECPLUS.
Home Equity Loans
- Fixed rate security.
- Convenient, affordable repayment terms.
- No points or application fees charged.
- Receive a check at time of settlement.
- Available for up to maximum of $200,000 or up to 85% of the appraised
value of your home after deducting the balance of any existing liens.
- Closing costs paid on 5-year loans of $25,000 or more and 10-year
loans of $35,000 or more.
- To apply for a Home Equity Loan, please contact our Call Center at
410-965-8908 or 1-866-4SECPLUS.
Personal Line of Credit
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- An easy-to-use personal line of credit.
- Maximum credit available is dependent upon your income and expenses.
- Once approved, simply transfer available funds to your share account, checking account or take advantage of our convenience check program.
Recreation Vehicle Loans
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- Competitive rates.
- Terms range from 60-120 months on both new and used recreation vehicles.
- Pre-approval program available.
- Use the automatic repayment method to repay your loan and qualify for an added
0.25% A.P.R. rate discount.
Share-Secured Loans
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- Designed to use your Share account as collateral.
- The best interest rate opportunity available.
- Variable rate (adjusts when base share rate changes).
Signature Loan
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- Designed for varying credit needs.
- May be used for a variety of purposes with terms up to 60 months.
- Fixed rates and terms available.
- Use the automatic repayment method to repay your loan and qualify
for an added 0.25% A.P.R. rate discount.