Buying a Car

Take the hassle out of the car-buying process. Below are some articles to help you prepare for your next big purchase.
  1. Car Shopping 101: From getting the best price on a new or used car to making the payments, this article covers the basics of buying a car.
  2. Know Where to Begin When Buying a Car: Do your homework before going to the dealership.
  3. How to Take a Test Drive: Review these simple tips before test driving your potential new car.
  4. When ''0%'' Sounds Too Good to Be True: Find out what ''0%'' financing means and why it's not always the best deal.
  5. Buying a Used Car: Learn what questions to ask and what to look for when purchasing a used vehicle.

Auto-Buying Resources - TrueCar

Start your next car search – for a new or used vehicle – with the Securityplus Car Buying Service Powered by TrueCar. Save time and money on your next car and never overpay. It’s that simple. In fact, the average savings on a new car is $3,221 off MSRP.

1. Compare. Build a new car based on your preferences – such as make, model and options. Or search the inventory of thousands of used cars. See and compare dealer-guaranteed prices and what others paid.

2. Connect. Once you choose the car you like, work with a network of local, TrueCar Certified Dealers. Select a dealer and print your Guaranteed Savings Certificate* before you go to the dealership. 

3. Get Approved. Apply for a Securityplus new or used car loan before you visit the dealer to lock in the Car Buying Service special auto loan discount. Take your Guaranteed Savings Certificate and Securityplus preapproval to the dealer. Now you are ready to buy.

*Guaranteed Savings and upfront dealer pricing information not available in all states. In these states, a Target Price is shown, which is a market-based example of what you can reasonably expect to pay for your vehicle as configured.

Between 4/1/14 and 6/30/14, the average estimated savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and subsequently purchased a new vehicle of the same make and model listed on the certificate from Certified Dealers, was $3,221, including applicable vehicle specific manufacturer incentives. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives, which are subject to change. The MSRP (Manufacturer’s Suggested Retail Price) is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Neither TrueCar nor Securityplus Federal Credit Union brokers, sells, or leases motor vehicles.