General Fees

General Fees | Checking Account Fees | ATM Fees | Point-of-Sale (POS) Fees | ResponseLine Fee | Safe Deposit Boxes Fee | VISA Credit Card Fees

General Fees

Fee

Membership Fee $0.00
Photocopy of monthly or quarterly statement $5.00
Photocopy of CU cancelled withdrawal/loan check $5.00
Photocopy of other documents $2.00
Stop payment of CU withdrawal/loan check $20.00
Certify CU withdrawal/loan check $5.00
Personal returned check (from acct at another financial institution)* $30.00
3rd party returned checks* $20.00
Returned ACH debit/Bill pay $30.00
Wire transfer (domestic) $15.00
Wire transfer (international) + charges to us $40.00
Items for special collections varies
Garnishments $75.00 + attorney fees, if applicable
Mortgage verification $10.00
Travel/Reloadable Card $5.95
Travel/Reloadable Card Reload Fee $4.95
Companion Travel/Reloadable Card Fee $2.95
Return Mail $5.00
Repeat Loan Application Fee $25.00
Automated transfer from Share Savings $1.00
Overdraft Courtesy Pay $30.00
Premium Overdraft Protection Usage Fee $30.00
Special Handling Fee $15.00
Account History Print-outs $5.00
Me-to-Me Transfer (Next Day) $2.00 (effective February 1, 2014)
Popmoney Transfer (Next Day) $2.00
Minimum balance fee for cumulative account balance under $50.00 $1.00
Cashier''s Check — Payable to Multiple Payees, or Payee Other Than Member $3.00/check
Money Order $1.00/order (effective January 1, 2014)
Pay Collection Account Loan by Credit Card or ACH Charge to Checking $10.00
Inactive Account Fee** $5.00 (effective January 1, 2014)
Dormant Account Fee $20.00
Visa Debit Card Plastic Replacement $5.00

*All returned checks will be automatically redeposited.
**Share Savings Accounts with balances less than $250 and no activity in the last 12 months.

Checking Account Fees

Fee

Returned check $30.00
Overdraft Courtesy Pay $30.00
Premium Overdraft Protection Usage Fee $30.00
Microfilm check copy $3.00
Check Copy $3.00
Image fax check copy $5.00
Stop payment $25.00
Stop payment of series $30.00
Certified check $5.00
Reconciling checking account
Minimum charge
No charge if our error
$15.00
N/C
Additional starter checks $10.00
Check printing Varies
Power Checking minimum balance fee for cumulative account balance (loans and deposits) under $10,000 $9.00 per month
Revive Checking monthly fee without at least one ACH credit $5.00 per month


ATM Fees
(Deducted from account from which transaction occurred)

Fee

Withdrawal on non-Securityplus ATM
Fee waived for up to 3 withdrawals from Securityplus checking account per month on non-Securityplus ATMs.
$2.00
Inquiry on non-Securityplus  ATM $1.00
Declined transaction on non-Securityplus ATM* $1.00

*Fee posted to shares only.

Point-of-Sale (POS) Fees

Fee

Checking Free
Savings $1.00


ResponseLine Fee

Fee

Replace Personal Access Code (PAC) $5.00


Safe Deposit Boxes Fee
(Subject to availability)

Fee

Small Box (Owings Mills & Woodlawn) $30.00 - annually
Medium Box (Owings Mills & Woodlawn) $60.00 - annually
Large Box (Owings Mills ) $140.00 - annually


VISA Credit Card Fees

Fee

Replacement Card Fee $5.00
Return Check Charges:
     Personal Check
     3rd Party Check

$25.00
$25.00
Minimum Finance Charge (for purchases) None
Late Charges $25.00
Copy of Cash Advance Slip or Periodic Statement $3.00
Annual Fees None
Transaction Charge None
Cash Advance Fee (Student/Share Secured) $2.50