We Respect Your Privacy!
Securityplus Federal Credit Union respects the privacy of its members. Protecting the privacy of your personal information, along with your financial assets, is of the utmost importance to us. We are committed to safeguarding your information in every way you choose to interact with us, whether it be in a branch, over the telephone, by mail or online through our website. In addition, both state and Federal law impose on us a continuing obligation to protect the security and confidentiality of your information.
Our Privacy Disclosure Policy
We share nonpublic personal information only as permitted by law and we will continue to take those actions which are reasonable and prudent to protect the privacy and security of the financial information we obtain through your transactions with us.
Categories of Information That We May Collect
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms, such as: your name, address, Social Security number, assets and your income.
Information about your transactions with our affiliates, others, or us such as: your account balance, payment history, parties to transactions, and credit card usage.
Information we receive from a consumer credit reporting agency, such as: your creditworthiness and credit history.
Information we receive from "cookies" relating to electronic banking.
On our website, we do not collect any personal information from you, except for that provided in our on-line loan or membership applications or on our on-line member survey. If you contact us via e-mail, we will temporarily collect and retain your e-mail address, as well as the information contained in the message. Those messages and e-mail addresses are then deleted upon issue resolution.
Categories Of Information That We Disclose
We limit who receives personal information about our members or former members and the type of information shared. Any information shared with our affiliates, or non-affiliates, is done so only as permitted by law. From time to time, we may provide affiliated and non-affiliated companies with your name and address if we believe that you might benefit from their services. No other personal information is shared. You may choose not to have your name and address provided to our affiliates and non-affiliates by following the instructions provided later in the section titled, "It''s Your Choice."
Other Companies With Whom We Do Business
As permitted by law, we may contract with non-financial companies to perform some specific services, such as:
- Check printing
- Statement processing
- Consumer reporting
- Credit/debit card processing
- Printing/mailing of marketing materials
- Marketing services for Securityplus FCU's financial products and services.
We require that our business partners and vendors safeguard all personal information concerning our members. Under written agreement, your personal information may not be sold or used for any purpose other than intended. The types of financial information that may be shared, as permitted by law, include any, or all, of the following:
Confidentiality and Security
We restrict access to nonpublic personal information about our members to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with Federal standards to guard your nonpublic personal information.
It''s Your Choice!
You can choose how you wish to learn about our products and services, including not receiving information from affiliates and non-affliates. To tell us your preferences, you may:
Print and complete the Privacy Opt-In/Opt-Out Preference Form, below, then mail to Securityplus, attn: Marketing Department, PO Box 7560, Woodlawn, MD 21207; or return to the nearest branch
Contact the Securityplus Call Center at 410-281-6200 or 1-866-4SECPLUS
- Write us in care of Securityplus, attn: Marketing Department, PO Box 7560, Woodlawn, MD 21207.
Securityplus Federal Credit Union reserves the right to amend this disclosure at any time without prior notice. This disclosure amends any existing agreements Securityplus has with you.
Unlawful Internet Gambling Enforcement Act of 2006
In accordance with the requirement of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notification is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transcations are transactions in which a person accepts credit, funds instruments or other proceeds from another person in connection with unlawful Internet gambling.