Deposit Rates


Savings & Checking Rates

The following rates are effective from 4/1/17 through 4/30/17.
 

Type of Account

Dividend Rate

APY

Minimum Opening Deposit

Share Account (1) 0.13% 0.13% $5.00
Money Market Account (MMA) (2) 0.20%   0.20% $1,500
MMA Plus (balances of $5,000 - $49,999.99) 0.25% 0.25% $1,500
MMA Premier (balances of $50,000 - $249,999.99) 0.30% 0.30% $1,500
MMA Prestige (balances of $250,000 or more) 0.35% 0.35% $1,500
Traditional, Roth & Coverdell Individual Retirement Share Accounts (IRA) 0.13% 0.13% $25
Escrow Account 0.05% 0.05% N/A
Power Checking* 0.07% 0.07% $0
Revive Account 0.00% 0.00% $25
Checking Account* 0.05% 0.05% $0
Holiday Club Account (3) 0.13% 0.13% $25
Name Your Club Account 0.13% 0.13% $25
(1) The minimum required to open this account is the purchase of a $5.00 share. If the balance remains below $5.00 in excess of six months, a $1.00 monthly service charge will be assessed. The minimum withdrawal amount is $10.00.  Transactions are subject to limitations.
(2) The minimum opening deposit required is $1,500 and must be maintained as an average daily balance to obtain the disclosed annual percentage yield. Average daily balances that fall under $1,500, but remain above $500, on any day will receive the checking account annual percentage yield for that day. Average daily balances under $500 will receive no dividends. Transactions are subject to limitations. Dividend rate is subject to change monthly. Please contact a Member Service Representative for details.
*The minimum balance required to earn dividends is $500. You must maintain a minimum daily balance of $500 to obtain the disclosed annual percentage yield.
(3) Transactions are subject to limitations.

Certificate Rates

The Certificate Rates for 4/1/17 through 4/30/17 are:

Term

Dividend Rate

APY

5 Year Share, IRA & Roth 1.60% 1.61%
4 Year Share, IRA or, Roth Certificate1.50% 1.51%
3 Year Share, IRA or, Roth Certificate 1.00% 1.00%
2 Year Share, IRA or, Roth Certificate 0.75% 0.75%
1 Year Share & IRA Share Certificate 0.55% 0.55%
6-month Certificate 0.30% 0.30%
3-month Certificate 0.15% 0.15%
Minimum opening deposit of $1,000, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.
Advertised rates are rounded to the nearest one hundredth of one percentage point.