Insurance

Securityplus FCU offers a variety of insurance products to protect you and your loved ones from all of the possible "what ifs.”

Credit Life & Disability Insurance

Credit Life and Disability Insurance provides loan protection coverage at affordable premiums in the event that you should become disabled or pass away.
 
Credit Insurance Disclosures
 
Coverage Cost per $1000 of Monthly Loan Balance
Single Credit Disability$0.49
Joint Credit Disability$0.88
Single Credit Life$0.26
Joint Credit Life$0.48

Note: Credit insurance is underwritten by Life Investors Insurance Company of America (Home Office - Cedar Rapids, IA) and is available to credit union members only through Securityplus FCU (Credit Union Home Office - Baltimore, MD). Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your loan officer.

AD&D Insurance (Accidental Death & Dismemberment)

All eligible members, ages 18 to 74, will be provided with $2,000 of Basic Accidental Death and Dismemberment (AD&D) Insurance underwritten by NY Life Insurance Company. This coverage is paid for by the Credit Union - at no cost to you! Conveniently enroll online.

The Family Security Plan

The Family Security Plan® has been helping people prepare for the "what ifs" for years. This plan was specifically designed for credit union members to help them address their insurance issues.
Meet with a representative today and discover how they can:
  • Speak openly with you, one-on-one, about your insurance needs and advise you on the amount of coverage that would adequately protect you and your family.
  • Help you apply for coverage for you and your family usually in as little as 15 minutes.
  • Customize insurance benefits at a price you can afford with premiums that are deducted directly from your paycheck.

Get your insurance analysis today by calling 1-800-243-2292, or find out more information at The Family Security Plan web site.