Individual Retirement Accounts

Start saving for your future today with a Traditional or a Roth IRA. Both accounts can help you establish financial security for your retirement years.


  • Provides financial security for your future with a tax-deferred IRA Share account
  • Individuals who are under age 70½ and have earned income may contribute
  • No required minimum distribution until you reach age 70½
  • The annual contribution limit is $5,500; for owner''s age 50 and older, your limit increases to $6,500
  • You can withdraw funds from your IRA any time after you reach age 59½
  • We also offer IRA Share Certificates as a way to further enhance your portfolio
  • Learn more about Planning for Retirement


  • A minimum opening deposit of $25 required
  • Adjusted Gross Income limitations apply for Traditional IRA contributions and deductions. Consult your tax advisor.