Open a Home Equity Line of Credit


Open a HELOC, receive a $75 home improvement store gift, the chance to win $750!**

If you’re looking to finance a home improvement project, pay for a vacation or make another big purchase, a
Home Equity Line of Credit may be right for you. A Home Equity Line of Credit allows you to borrow money against your home and withdraw the funds when you need them.

A Securityplus FCU Home Equity Line of Credit offers:

· The freedom to borrow up to $200,000 or 100% of your home’s value minus the balance of any existing liens

· Competitive rates with repayment terms of up to 180 months - as low as 3.25% APR*

· Easy access to your funds by convenience check, by requesting a deposit to your Share or Checking account, or an advance request at any branch

· No application fees or points
· No closing costs***
· Tax advantages****

It’s up to you how much you withdraw and the payments are flexible. And, every time you make a payment, you automatically replenish the funds available to you!

Offer ends May 31st!

*Annual Percentage Rate; this is a variable rate loan and the annual percentage rate may change monthly. Prime rate effective 3/1/13 is 3.25% as published in the Wall Street Journal. The rate floor for all home equity lines of credit is 3.25% APR. Minimum loan amount is $500. Current Home Equity Lines of Credit financed with Securityplus FCU are not eligible for this offer. **Receive a $75 home improvement store gift card with any new or refinanced home equity line of credit of $10,000 or more. You will automatically be entered into the prize drawing; limit one entry per line of credit. You may also enter the drawing by writing your name and phone number on a 3'x5' card, and return it to the nearest branch, or mail to Securityplus FCU, attn: Marketing Department, PO Box 7560, Baltimore, MD 21207. Offer valid 3/1/13-5/31/13. ***No closing costs when $10,000 or more is taken at settlement. ****Consult your tax advisor.