Getting Started

Getting the Right Loan

When you think "college" you may have only considered tuition and room & board, but textbooks, transportation, food, tutoring, school supplies, and activity fees can add up quickly.

We have options for students that include:

• Student Visa - Enjoy the ease and convenience of a credit card designed for students. A great tool for managing college expenses and building a solid credit history.
• Personal Line of Credit - A revolving line of credit that's there any time you need it. You can keep this account for years to come, even if you don't use it.
• Signature Loan - A simple fixed rate loan with a consistent monthly payment, great for keeping a steady budget!

Managing Student Loans

Student loans aren't to be taken lightly. Even after you receive your degree, they can still be a burden. We've gathered some information to help you manage your student loans post-graduation.

Here are some useful strategies for loan repayment:

1. Keep track of your loans. Know where your loans come from, what your interest rates are, whether the loan is subsidized or un-subsidized, and what your repayment terms are. Understanding your loan will help you avoid paying additional fees and interest.
2. Set up a payment plan. There are a ton of flexible payment plans available for Federal student loans. When it's time to begin making payments, choose the plan with the most affordable payment over the shortest term to cut back on interest costs.
3. Stay current on your payments. This may seem like a no-brainer, but student loans often fall by the wayside despite the dire consequences, and keeping your payments current will help to avoid costly fees.