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No matter how much you plan, things still have the ability to go wrong. During times of unexpected hardship, Securityplus is willing to help.


What Resources You Have

Loss of employment can have one of the biggest effects on your family's budget. Learn about the resources available to you during these difficult times.

Federal Unemployment Benefits - If you become unemployed by no fault of your own and you meet eligibility requirements outlined by state law, you may qualify to receive unemployment benefits.

Healthcare While Unemployed - Stay insured in the event that you or a loved one falls ill while you're not receiving job-based healthcare.

Tips for Coping with Unemployment

  1. Eliminate Unnecessary Spending. Cancel entertainment and club subscriptions for the time being, cook at home instead of eating out, cut your own hair instead of going to the salon; spend money on only what's absolutely necessary.
  2. Develop a New Budget. After you've identified your essential expenses, account for any unemployment benefits, supplemental income, and savings you have to rework your budget.
  3. Maintain Your Credit. Lots of employers conduct credit screenings during the interview process. Even if you're only able to pay the minimum on your loans and credit cards, keep your accounts current.
  4. Be Active in Your Search. Treat finding a job like your job while you're unemployed. Be proactive and make finding a job your number one priority.
  5. Learn New Skills. Make yourself more appealing to potential employers by continuing your education. Attend seminars, read new books, or take a course at your local community college. 

Knowing Your Options

Maybe you didn't make the best decisions in the past, or you fell victim to some difficult circumstances. Either way, find out more about the products we designed specifically for those in a tough spot.

Revive Checking Account - Consider this the "second chance" checking account. If you've had trouble opening and maintaining a checking account in the past, this account is designed for you.

Credit Builder Loan - With this unconventional loan, loan proceeds are placed on hold in your Share Savings account instead of receiving them upfront. Once you have completed your monthly payments, funds are made available for you to use as you please.

Share Secured Visa - Pledge the funds in your Share Savings account as collateral for this Visa and take comfort in knowing you're not spending more than you have.

Quick Cash Loan - This unique loan lets you borrow up to $1000 with NO CREDIT CHECK!

Depending on your unique situation, a "one size fits all” solution may not be what’s best for you. We encourage you to first reach out to our partners at GreenPath for financial counseling and advising.

Life Happens

— No matter what stage of life you’re in, we can help make the ride a little smoother. —

  • There’s a first time for everything, but that doesn’t mean you have to go unprepared. Here are a few firsts that Securityplus can help you with.

  • So you’re ready to make one of the biggest commitments of your life? We’re experts at financing the big day expenses — and beyond.

  • No matter how much you plan, things can still go wrong. During times of unexpected hardship, Securityplus is still willing to help.

  • Whether a new baby or a new pet, a growing family means growing expenses. We can help you prepare for those changes in your budget.

  • Whether you're looking to vacation or you're relocating, Securityplus wants to make sure finances don't stand in your way.

  • You've spent most of your life preparing to retire. Securityplus can help ensure that you are financially equipped to do so comfortably.

InOurcommunity
Join us for our BIGGEST Shred Day Event ever!

Help Securityplus set a Guinness Book World record, and raise funds to benefit Strong City Baltimore, all while preventing ID theft!

Saturday, September 16, 2017
9 am - 3 pm (or until trucks fill)
Camden Yards; Parking Lot H
Join Securityplus Today
If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from SSA or CMS; or are in the immediate family of an existing member, you are eligible to join Securityplus Federal Credit Union.
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