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As of September 15th, 2017, the Federal Reserve will begin processing most ACH debits faster.

Beginning September 15th, 2017, the Federal Reserve will start processing most ACH debits (also known as electronic payments) on the same day the transactions are made. This means that some of your payments could come out of your account faster than they have in the past. This is an industry wide change and all financial institutions will be adjusting their processing times accordingly. 

To avoid overdraft charges or insufficient fund fees, please ensure that your available account balance is enough to pay any debits or withdrawals at the time you write or authorize them.

Be Prepared 

Plan for transactions to be processed immediately. Whenever you make a purchase or payment, expect that your transactions will be processed the same day.

Monitor your balances. Use Online Banking and Mobile Banking to keep track of your balances. Securityplus even offers free text alerts to notify you of your account balances.

Be aware of different types of ACH debits. ACH debits can also be things like writing paper checks to grocery stores or using debit cards from retailers, such as Target or Nordstrom, and automated payments scheduled to be withdrawn from your account. 
Life Happens

— No matter what stage of life you’re in, we can help make the ride a little smoother. —

  • There’s a first time for everything, but that doesn’t mean you have to go unprepared. Here are a few firsts that Securityplus can help you with.

  • So you’re ready to make one of the biggest commitments of your life? We’re experts at financing the big day expenses — and beyond.

  • No matter how much you plan, things can still go wrong. During times of unexpected hardship, Securityplus is still willing to help.

  • Whether a new baby or a new pet, a growing family means growing expenses. We can help you prepare for those changes in your budget.

  • Whether you're looking to vacation or you're relocating, Securityplus wants to make sure finances don't stand in your way.

  • You've spent most of your life preparing to retire. Securityplus can help ensure that you are financially equipped to do so comfortably.

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Support our Back-to-School supply drive!


Securityplus is accepting school supplies through September 29 to support local area schools. Make your donation at any branch location,

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If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from SSA or CMS; or are in the immediate family of an existing member, you are eligible to join Securityplus Federal Credit Union.
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