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3.00% APY plus so much more, it's not just good, it's Xceptional Checking!

Xceptional Checking

Earn 3.00% APY* on checking account balances up to $10,000. Yes, 3.00% APY*. That's higher than most certificates and money markets - which is what makes it Xceptional!

  • No hidden monthly fees
  • 55,000+ surcharge-free ATMs worldwide
  • 24/7 account access with Online & Mobile Banking
  • Free Credit Alerts and Monitoring
  • Mobile Deposit, Bill Pay, Budgeting and more
  • Exclusive MD Pride Debit Card Design
Our Maryland Pride debit card features a waving American flag


It's so easy to qualify for the full rewards that you're probably already doing it. Simply do the following each month:

  • Minimum of 15 posted debit card purchases of at least $5 each per month
  • Be actively enrolled in eStatements/eNotices
*APY = Annual Percentage Yield
Dividends are calculated using the daily balance method which applies a daily periodic rate to the principal each day. Members who do not meet the monthly requirements to receive the 3.00% APY will receive an APY of 0.05% on their checking account balance. Purchases must have been posted prior to the last day of the month in order to count towards the 15 purchase minimum for that particular month, purchases made but still ‘pending’ are not counted. Rate subject to change.
Get Xceptional Checking!
Or visit a branch to work with a member service representative!

Join Securityplus Today

If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from SSA or CMS; or are in the immediate family of an existing member, you are eligible to join our credit union.


Securityplus Helps the Homeless
credit union staff at HopeFul

Securityplus participates in the HopeFul Market, a free market for the homeless.


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