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Revised July 2018


Facts

What Does Securityplus Federal Credit Union Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income;
  • Account balances and payment history;
  • Credit history and credit scores
How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Securityplus Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Securityplus Federal Credit Union share?

Can you limit this sharing?

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes

No

For our marketing purposes— to offer our products and services to you

Yes

Yes

For joint marketing with other financial companies

Yes

Yes

For our affiliates' everyday business purposes— information about your transactions and experiences

Yes

Yes

For our affiliates' everyday business purposes— information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For non-affiliates to market to you

Yes

Yes

To limit
our sharing

Call 410-281-6200 —our menu will prompt you through your choice(s) or visit us online: www.securityplusfcu.orgOpens in New Window

Please note:

If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?
Call 410-281-6200

Who we are

Who is providing this notice?

Securityplus Federal Credit Union
7135 Windsor Blvd, Baltimore MD 21244

What we do

How does Securityplus FCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with all applicable laws and regulations. These measures include computer safeguards and secured files and buildings.

We maintain physical, electronic, or procedural safeguards that complywith federal laws and regulations to guard your non-public personal information.

How does Securityplus FCU collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Apply for a loan

  • Request a service or Use Online Banking

  • Send information via email or mail

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to every individual on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Not applicable

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Including: insurance companies, mortgage companies, non-profit organizations and direct marketing companies.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Including: Credit card processors, check card providers, credit bureaus.

Other important information

Securityplus WILL NEVER solicit personal or account information via email, phone, or the internet.

InOurcommunity

We were named 'Corporate Citizen of the Year'!
securityplus staff


Securityplus was named 'Corporate Citizen of the Year' by Strong City Baltimore.

Join Securityplus Today

If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from SSA or CMS; or are in the immediate family of an existing member, you are eligible to join Securityplus Federal Credit Union.

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