Certificate Rates
Effective Feb 09, 2023
Type |
Term |
Dividend |
APY* |
Current Promotion (Share or IRA)*** |
23 mo |
4.75% |
4.85%*** |
Current Promotion (Share or IRA)** |
18 mo |
3.75% |
3.82%** |
Share or IRA |
5 yr |
2.00% |
2.01% |
Share or IRA |
4 yr |
2.00% |
2.01% |
Share or IRA |
3 yr |
2.00% |
2.01% |
Share or IRA |
2 yr |
1.75% |
1.76% |
Share or IRA |
1 yr |
1.00% |
1.00% |
Share |
6 mo |
0.60% |
0.60% |
Share |
3 mo |
0.40% |
0.40% |
*APY = Annual Percentage Yield. Minimum opening deposit of $1,000, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply. Advertised rates are rounded to the nearest one hundredth of one percentage point.
***Rate as of 10/20/2022. Minimum opening deposit of $10,000, and must be maintained throughout the term of the certificate. No maximum deposit. IRA certificates are subject to IRS contribution limits. Early withdrawal penalties may apply. Advertised rates are rounded to the nearest one hundredth of one percentage point. The 23-Month share or IRA certificate must be opened at a Securityplus Federal Credit Union branch location or by calling 410-281-6200 and must be funded with money not currently on deposit at Securityplus (new money). Special certificate renews automatically to a standard 24-month term at the rate in effect at the time of renewal, unless instructed otherwise. Securityplus reserves the right to end or modify this offer or update the stated Annual Percentage Yield (APY) at any time.
**Rate as of 10/04/2022. Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. IRA certificates are subject to IRS contribution limits. Early withdrawal penalties may apply. Advertised rates are rounded to the nearest one hundredth of one percentage point. The 18-month share or IRA certificate must be opened at a Securityplus Federal Credit Union branch location or by calling 410-281-6200 and must be funded with money not currently on deposit with Securityplus (new money); or, a member must have a qualifying monthly direct deposit of $500 established with Securityplus. A qualifying direct deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security, or other regular monthly income electronically deposited by an employer or an outside agency into a share account with Securityplus. Securityplus reserves the right to end or modify this offer or update the stated Annual Percentage Yield (APY) at any time.