With a minimum deposit of $1,500, you can earn better-than-market dividend rates while still keeping access to your funds, similar to a regular checking account.
|Description||Dividend||APY*||Min Open Deposit|
|Money Market Account (MMA)||0.30%||0.30%||$1,500|
|MMA Plus ($5,000 - $49,999.99)||0.40%||0.40%||$1,500|
|MMA Premier ($50,000 - $249,999.99)||0.45%||0.45%||$1,500|
|MMA Prestige ($250,000+)||0.50%||0.50%||$1,500|
A Money Market Account allows each account owner to perform up to six transactions, other than in-person, per month against this account, three of which may be checks. These transactions include checks, transactions performed via the Contact Center or ResponseLine and automatic transfers (payments made toward Securityplus loans do not count against this limit). Members may access this account in-person at a teller window without limitation.
Deposits may be made to a Money Market Account in any mount at any time. Withdrawals, transfer (automatic or otherwise), loan payments and checks must be in amounts of $250 or more.
Low Balance Fee - A Money Market account is taken into consideration in the calculation of the minimum cumulative balance. This cumulative balance of at least $200 in deposits must be maintained in order to avoid the Minimum Balance Fee. This fee may also be avoided by opening a loan or credit card account.
Excess Transfer Fee - If a member exceeds the number of allowable checks or preauthorized transfers, the Credit Union may impose a fee of $25 per occurrence and reserves the right not to honor the excess transaction(s). The Credit Union may also close a Money Market account and transfer all remaining funds to the member's Share account.
— No matter what stage of life you’re in, your credit union can make the ride a little smoother. —
There’s a first time for everything, but that doesn’t mean you have to go unprepared. Here are a few firsts Securityplus can help you with.
So you’re ready to make one of the biggest commitments of your life? We’re experts at financing the big day expenses — and beyond.
No matter how much you plan, things can still go wrong. During times of unexpected hardship, your credit union is still willing to help.
Whether a new baby or a new pet, a growing family means growing expenses. We can help you prepare for those changes in your budget.
Whether you're looking to vacation or you're relocating, Securityplus wants to make sure finances don't stand in your way.
You've spent most of your life preparing to retire. We can help ensure that you are financially equipped to do so comfortably.
Securityplus was named 'Corporate Citizen of the Year' by Strong City Baltimore.