With a minimum deposit of $1,500, you can earn better-than-market dividend rates while still keeping access to your funds, similar to a regular checking account.
|Description||Dividend||APY*||Min Open Deposit|
|Money Market Account (MMA)||0.10%||0.10%||$1,500|
|MMA Plus ($5,000 - $49,999.99)||0.15%||0.15%||$1,500|
|MMA Premier ($50,000 - $249,999.99)||0.20%||0.20%||$1,500|
|MMA Prestige ($250,000+)||0.25%||0.25%||$1,500|
Deposits may be made to a Money Market Account in any amount at any time. Withdrawals, transfer (automatic or otherwise), loan payments and checks must be in amounts of $250 or more.
Low Balance Fee - A Money Market account is taken into consideration in the calculation of the minimum cumulative balance. This cumulative balance of at least $50 in deposits must be maintained in order to avoid the Minimum Balance Fee. This fee may also be avoided by opening a loan or credit card account.
Excess Transfer Fee - If a member exceeds the number of allowable checks or preauthorized transfers, the Credit Union may impose a fee of $25 per occurrence and reserves the right not to honor the excess transaction(s). The Credit Union may also close a Money Market account and transfer all remaining funds to the member's Share Savings Account.
— No matter what stage of life you’re in, your credit union can make the ride a little smoother. —
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