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Securityplus offers a number of savings options. Deposits are insured by the National Credit Union Association (NCUA).

Youth Savings Account

Open a Youth Savings Account and start putting money aside now. Learn about the importance of saving money and how to manage a savings account.

Youth Savings Accounts are available for those between the ages of birth through 17, and requires a parent or guardian 18 years old or older as a joint owner of the account.

To open a Youth Savings Account, please visit a branch.  

At account opening, two forms of identification are required for the youth, including a photo ID. Acceptable identification forms include a state issued photo ID, passport, birth certificate, social security card or green card.   

Holiday Club Account

Never let the holidays sneak up on you again! Earn extra dividends with our Holiday Club Account to fast track your saving and budget for holiday expenses.

  • Only a $25 minimum deposit to open account
  • Dividends are earned based on day-in, day-out balance and are compounded and credited monthly
  • Each year on November 1, the balance is automatically transferred to your Checking or Savings Account
  • Set up automatic deposits via Payroll Deduction with Direct Deposit or automatic transfers from Checking through Digital Banking

Or, log into Digital Banking and select "Open a New Account". You may also open new accounts by phone at 410-281-6200 or visiting your local branch location.

Savings Account Rates
Effective Apr 20, 2024
Description Dividend Rate APY* Min Open Deposit
Share Savings Account** 0.10% 0.10% $5
Youth Savings Account** 0.10% 0.10% $5
Holiday Club Account*** 0.10% 0.10% $25
Name Your Club Account 0.10% 0.10% $25
*APY = Annual Percentage Yield
**The minimum required to open this account is the purchase of a $5.00 share. The minimum withdrawal amount is $10.00. Transactions are subject to limitations.
***Transactions are subject to limitations.

Suzette H.Owings Mills Branch
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"What a perfect experience!"

"Wow — the care and service you wish for, was a reality — what a perfect experience. We were able to ask many questions, get sound answers, and make our critical monetary choices with confidence. Suzette is quite an asset to Securityplus and has great customer focus.”

— Richard K., Securityplus Member

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Join Securityplus Today

Becoming a member of our Credit Union is easy! It only takes a few minutes to apply and make the $5.00 minimum deposit to open your Share Savings account. Benefit from lower lending rates, higher dividend rates, fewer or lower fees, and more!


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