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Securityplus offers a number of savings options. Deposits are insured by the National Credit Union Association (NCUA).

Holiday Club Account

Never let the holidays sneak up on you again! Earn extra dividends with our Holiday Club Account to fast track your saving and budget for holiday expenses.

  • Only a $25 minimum deposit to open account
  • Dividends are earned based on day-in, day-out balance and are compounded and credited monthly
  • Each year on November 1, the balance is automatically transferred to your Checking or Savings Account
  • Set up automatic deposits via Payroll Deduction with Direct Deposit or automatic transfers from Checking through Online Banking
Open a Holiday Account Today!

Log into Online Banking and select "Open a New Account". Also, open new accounts by phone at 410-281-6200 or visiting your local branch location.

Savings Account Rates
Effective Feb 1, 2018
Description Dividend Rate APY* Min Open Deposit
Share Savings Account** 0.20% 0.20% $5
Holiday Club Account*** 0.20% 0.20% $25
Name Your Club Account 0.20% 0.20% $25
*APY = Annual Percentage Yield
**The minimum required to open this account is the purchase of a $5.00 share. If the balance remains below $5.00 in excess of six months, a $1.00 monthly service charge will be assessed. The minimum withdrawal amount is $10.00. Transactions are subject to limitations.
***Transactions are subject to limitations.

How's your financial plan looking?

Where do you see yourself in 5, 10, or even 20 years? Do your financial plans align with those goals? Whether you’re looking for complete financial guidance or just a second opinion, we’d love to help. LEARN MORE

What Our Members Say

"I have been a member of Securityplus FCU for over 30 years. I have always experienced a high quality of service from all Service Representatives through the years."

Each rep has always made me feel that securing my privacy and banking information is top on the list. I hope SPFCU continues to hire employees who exemplify honesty and courteousness. I would definitely give an AAA rating for all employees!" —Maria W.


Have Questions? Contact Us
Life Happens

— No matter what stage of life you’re in, we can help make the ride a little smoother. —

  • There’s a first time for everything, but that doesn’t mean you have to go unprepared. Here are a few firsts that Securityplus can help you with.

  • So you’re ready to make one of the biggest commitments of your life? We’re experts at financing the big day expenses — and beyond.

  • No matter how much you plan, things can still go wrong. During times of unexpected hardship, Securityplus is still willing to help.

  • Whether a new baby or a new pet, a growing family means growing expenses. We can help you prepare for those changes in your budget.

  • Whether you're looking to vacation or you're relocating, Securityplus wants to make sure finances don't stand in your way.

  • You've spent most of your life preparing to retire. Securityplus can help ensure that you are financially equipped to do so comfortably.

We sponsored two local families this holiday season!

The holidays can be a joyous time for families everywhere, but for families experiencing financial difficulties, the holidays may feel like more of a burden than a celebration. Securityplus set out to make a positive difference to some of those families this season.

Join Securityplus Today
If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from SSA or CMS; or are in the immediate family of an existing member, you are eligible to join Securityplus Federal Credit Union.
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