Skip to main content

Do you have limited or no credit history? Our Share-Secured Visa card will help you build your credit using the money in your Share Savings as collateral. Enjoy no annual fee and no balance transfer fees.

  • Competitive rate as low as 8.25% APR*
  • No annual fee
  • No balance transfer fee
  • 25-day grace period
  • Ideal for members with limited or no credit history
  • Share Savings on deposit are pledged as collateral up to $5,000

Visa Credit Card Rates
Effective Oct 20, 2020
Description Intro APR* Intro Term Standard Variable APR*
Share-Secured Visa 8.25% - 18%
Visa Application Disclosure Opens in New Window
Visa Agreement & DisclosureOpens in New Window
*APR = Annual Percentage Rate. Subject to creditworthiness. The VISA rates adjust quarterly, on the first day of January, April, July and October. The rate applied on those dates is based upon the Prime rate in effect April 1, 2020, and remains in effect until the next change date.

What Our Members Say

"I am so glad that you offer help to those with less than stellar credit." —Nicole W.

Ready to Rebuild Your Credit?
Have questions? Contact Us

Join Securityplus Today

If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from SSA or CMS; or are in the immediate family of an existing member, you are eligible to join our credit union.


Securityplus Helps the Homeless
credit union staff at HopeFul

Securityplus participates in the HopeFul Market, a free market for the homeless.


Find a Branch or ATM