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Do you have limited or no credit history? Our Share-Secured Visa card will help you build your credit using the money in your Share Savings as collateral. Enjoy no annual fee and no balance transfer fees.

  • Competitive rate as low as 10.25% APR*
  • No annual fee
  • No balance transfer fee
  • 25-day grace period
  • Ideal for members with limited or no credit history
  • Share Savings on deposit are pledged as collateral up to $5,000

Visa Credit Card Rates
Effective Dec 1, 2018
Description Intro APR* Intro Term Standard Variable APR*
Share-Secured Visa 10.25% - 18%
Visa Application Disclosure Opens in New Window
Visa Agreement & DisclosureOpens in New Window
*APR = Annual Percentage Rate. Subject to creditworthiness. The VISA rates adjust quarterly, on the first day of January, April, July and October. The rate applied on those dates is based upon the Prime rate in effect September 25, 2018, and remains in effect until the next change date.

What Our Members Say

"I am so glad that you offer help to those with less than stellar credit." —Nicole W.

Ready to Rebuild Your Credit?
Have questions? Contact Us
 
InOurcommunity
We were named 'Corporate Citizen of the Year'!


Securityplus was named 'Corporate Citizen of the Year' by Strong City Baltimore.

Join Securityplus Today
If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from SSA or CMS; or are in the immediate family of an existing member, you are eligible to join Securityplus Federal Credit Union.
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