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Do you have limited or no credit history? Our Share-Secured Visa card will help you build your credit using the money in your Share Savings as collateral. Enjoy no annual fee and no balance transfer fees.

  • No annual fee
  • No balance transfer fee
  • 25-day grace period
  • Ideal for members with limited or no credit history
  • Share Savings on deposit are pledged as collateral up to $5,000

Visa Credit Card Rates
Effective Mar 26, 2023
Description Intro APR* Intro Term Standard Variable APR*
Share-Secured Visa 12.00%
*APR = Annual Percentage Rate. Subject to creditworthiness. The VISA rates adjust quarterly, on the first day of January, April, July and October. The rate applied on those dates is based upon the Prime rate in effect November 3, 2022 and remains in effect until the next change date.
Platinum, Student and Share-Secured Visa Application DisclosureOpens in New Window 
Visa Signature Rewards Application DisclosureOpens in New Window 

What Our Members Say

"I am so glad that you offer help to those with less than stellar credit." —Nicole W.

Ready to Rebuild Your Credit?
Have questions? Contact Us

Join Securityplus Today

Becoming a member of our Credit Union is easy! It only takes a few minutes to apply and make the $5.00 minimum deposit to open your Share Savings account. Benefit from lower lending rates, higher dividend rates, fewer or lower fees, and more!


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