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Do you have limited or no credit history? Our Share-Secured Visa card will help you build your credit using the money in your Share Savings as collateral. Enjoy no annual fee and no balance transfer fees.

  • Competitive rate as low as 8.25% APR*
  • No annual fee
  • No balance transfer fee
  • 25-day grace period
  • Ideal for members with limited or no credit history
  • Share Savings on deposit are pledged as collateral up to $5,000

Visa Credit Card Rates
Effective Sep 25, 2021
Description Intro APR* Intro Term Standard Variable APR*
Share-Secured Visa 8.25% - 18%
*APR = Annual Percentage Rate. Subject to creditworthiness. The VISA rates adjust quarterly, on the first day of January, April, July and October. The rate applied on those dates is based upon the Prime rate in effect April 1, 2020, and remains in effect until the next change date.
Platinum, Student and Share-Secured Visa Application DisclosureOpens in New Window and Agreement & DisclosureOpens in New Window
Visa Signature Rewards Application DisclosureOpens in New Window and Agreement & DisclosureOpens in New Window

What Our Members Say

"I am so glad that you offer help to those with less than stellar credit." —Nicole W.

Ready to Rebuild Your Credit?
Have questions? Contact Us
 

Join Securityplus Today

If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from one of our Select Employee Groups (SEGs); or are in the immediate family of an existing member, you are eligible to join our credit union.

InOurcommunity

Securityplus Helps the Homeless
credit union staff at HopeFul


Securityplus participates in the HopeFul Market, a free market for the homeless.

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