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For the times you need a little extra cash for a special purchase, to take a trip, or get caught up on bills, Securityplus offers a Skip-a-Pay.

Skip up to Two Payments a Year

Skip up to two non-consecutive monthly payments on your qualifying Credit Union loans, within a 12-month period.*

In order to qualify, your loan must be open for at least 3 months, and all your Credit Union accounts must be in good standing.

To Get Started:

  • Log into Digital Banking.
  • Select the "Skip-A-Pay" Widget on the left hand side.
  • Select the loan you wish to skip!
*Request must be received at least 15 days before payment is due. If you elect to skip a payment on your qualifying loan(s), payment(s) will be due beyond the original maturity date. Interest will continue to accrue on your loan(s) during the time you skip your payment(s). You may skip up to two non-consecutive loan payments for each qualifying Credit Union loan within a 12-month rolling period. There is a $35 non-refundable fee for each skip-a-pay on loans with balances of more than $1,000, and a $25 non-refundable fee for each skip-a-pay on loans with a balance below $1,000. Once your application is approved, the processing fee will be automatically deducted from either your Share Savings or Checking account. No fee will be reversed. In order to qualify, all your Credit Union accounts must be maintained in good standing. Loans must be open a minimum of 91 days. This offer excludes credit cards, first mortgages, Home Equity Loans, personal lines of credit (PLOC) or business loans. Other conditions and restrictions may apply. Securityplus reserves the right to change loan eligibility at any time.
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If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from one of our Select Employee Groups (SEGs); or are in the immediate family of an existing member, you are eligible to join our credit union.


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