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For the times you need a little extra cash for a special purchase, to take a trip, or get caught up on bills, Securityplus offers a Skip-a-Pay.

Skip up to Two Payments a Year

Skip up to two non-consecutive monthly payments on your qualifying Credit Union loans, within a 12-month period.*

In order to qualify, your loan must be open for at least 3 months, and all your Credit Union accounts must be in good standing. 

To get started, log into Online Banking, click on the ''My Accounts'' tab, and then select ''Skip-a-Pay''.
*Request must be received at least 15 days before payment is due. If you elect to skip a payment on your qualifying loan(s), payment(s) will be due beyond the original maturity date. Interest will continue to accrue on your loan(s) during the time you skip your payment(s). You may skip up to two non-consecutive loan payments for each qualifying Credit Union loan within a 12-month rolling period. There is a $35 non-refundable fee for each skip-a-pay on loans with balances of more than $1,000, and a $25 non-refundable fee for each skip-a-pay on loans with a balance below $1,000. Once your application is approved, the processing fee will be automatically deducted from either your Share Savings or Checking account. No fee will be reversed. In order to qualify, all your Credit Union accounts must be maintained in good standing. Loans must be open a minimum of 91 days. This offer excludes credit cards, first mortgages, Home Equity Loans, personal lines of credit (PLOC) or business loans. Other conditions and restrictions may apply. Securityplus reserves the right to change loan eligibility at any time.
Life Happens

— No matter what stage of life you’re in, we can help make the ride a little smoother. —

  • There’s a first time for everything, but that doesn’t mean you have to go unprepared. Here are a few firsts that Securityplus can help you with.

  • So you’re ready to make one of the biggest commitments of your life? We’re experts at financing the big day expenses — and beyond.

  • No matter how much you plan, things can still go wrong. During times of unexpected hardship, Securityplus is still willing to help.

  • Whether a new baby or a new pet, a growing family means growing expenses. We can help you prepare for those changes in your budget.

  • Whether you're looking to vacation or you're relocating, Securityplus wants to make sure finances don't stand in your way.

  • You've spent most of your life preparing to retire. Securityplus can help ensure that you are financially equipped to do so comfortably.

We sponsored two local families this holiday season!

The holidays can be a joyous time for families everywhere, but for families experiencing financial difficulties, the holidays may feel like more of a burden than a celebration. Securityplus set out to make a positive difference to some of those families this season.

Join Securityplus Today
If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from SSA or CMS; or are in the immediate family of an existing member, you are eligible to join Securityplus Federal Credit Union.
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