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Books, tuition, room and board — education expenses can really add up! That’s why we’ve created a Student Visa. Not only will this Visa card help you fund your college expenses, it will also help you begin to build a solid credit history.

  • Competitive rate as low as 10.00% APR*
  • No annual fee
  • No balance transfer fee
  • Credit lines of $500 to $1,500
  • Specifically designed for students, age 18-24**
  • A great way to start building a solid credit history

Visa Credit Card Rates
Effective Dec 1, 2019
Description Intro APR* Intro Term Standard Variable APR*
Student Visa 10.00% - 18%
Visa Application Disclosure Opens in New Window
Visa Agreement & DisclosureOpens in New Window
*APR = Annual Percentage Rate. Subject to creditworthiness. The VISA rates adjust quarterly, on the first day of January, April, July and October. The rate applied on those dates is based upon the Prime rate in effect September 19, 2019, and remains in effect until the next change date.

*If you aren't currently a student, you may still qualify for one of our other low rate credit cards
**Proof of income, or a qualified co-applicant required for students under age 21
Ready to for Your First Visa?
Have questions? Contact Us


Securityplus Helps the Homeless
credit union staff at HopeFul

Securityplus participates in the HopeFul Market, a free market for the homeless.

Join Securityplus Today

If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from SSA or CMS; or are in the immediate family of an existing member, you are eligible to join our credit union.


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