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Reward yourself with our Visa Platinum Rewards card! Turn everyday purchases into airline tickets, hotel discounts, merchandise, gift cards and more.

  • Introductory rate of 4.99% APR* on purchases and balance transfers made within 12 months of credit card issue date
  • 2,500 BONUS POINTS after your first purchase of $100 or more within the first 6 months of card issue date
  • Earn 1 point for each $1 you spend; no limit on the amount of points you can earn; redeem points at†Opens in New Window
  • Purchase rates as low as 10.00% APR* 
  • No annual fee
  • No balance transfer fee
  • Credit limits up to $20,000
  • Free auto rental insurance
  • 24-hour Roadside Dispatch that provides roadside assistance at pre-negotiated rates
  • $1,000,000 Travel Accident Insurance

Visa Credit Card Rates
Effective Jul 7, 2020
Description Intro APR* Intro Term Standard Variable APR*
Platinum Rewards Visa 4.99% Balance Transfers & Purchases for 12 months, and 2,500 bonus points after the first purchase of $100 or more. 10.00% - 18%
Visa Application Disclosure Opens in New Window
Visa Agreement & DisclosureOpens in New Window
*APR = Annual Percentage Rate. Subject to creditworthiness. The VISA rates adjust quarterly, on the first day of January, April, July and October. The rate applied on those dates is based upon the Prime rate in effect April 1, 2020, and remains in effect until the next change date.

Points expire 5 years (60 months) from the end of the calendar year in which they are earned.
Ready to be Rewarded?
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If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from SSA or CMS; or are in the immediate family of an existing member, you are eligible to join our credit union.


Securityplus Helps the Homeless
credit union staff at HopeFul

Securityplus participates in the HopeFul Market, a free market for the homeless.


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