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Earn Rewards on everyday purchases! Redeem points for cash, travel, merchandise and gift cards.

  • Introductory rate of 0% APR* on purchases and balance transfers made within 12 months of account opening.
  • 3X Rewards1on gas and grocery purchases for a limited time. Earn 3 points for each $1 spent.
  • 1.5% Rewards on every purchase with no restrictions. Earn 1.5 points for each $1 spent.
  • $150 Bonus2when you spend $1,000 on purchases in the first 90 days of account opening.
  • No Annual Fee
  • Redeem points at uChooseRewards.comOpens in New Window for cash back1, merchandise or gift cards
  • Credit limits of $5,000 - $20,000
  • Secure contactless chip technology for making payments

Visa Credit Card Rates
Effective Mar 1, 2024
Description Intro APR* Intro Term Standard Variable APR*
Signature Rewards Visa 0% on Purchases and Balance Transfers 12 Months 16.50% - 17.99%
*APR = Annual Percentage Rate. Subject to creditworthiness. The VISA rates adjust quarterly, on the first day of January, April, July and October. The rate applied is based upon the Prime Rate effective 7/27/23 at 8.50% (as published in the Wall Street Journal) and remains in effect until the next change date.
Platinum, Student and Share-Secured Visa Application DisclosureOpens in New Window 
Visa Signature Rewards Application DisclosureOpens in New Window 

1Rewards are issued as points and can be redeemed at uChooseRewards.com in the form of cash back (statement credit or deposit into your Securityplus checking or Share account), merchandise or gift cards. Earn 3 points for each $1 spent on gas & grocery purchases and 1.5 points for each $1 spent on all other purchases. There is no limit on the points you can earn.
2$150 bonus is 15,000 points which is equivalent to $150 if redeemed in cash. Cash advances, credit card checks, and balance transfers do not earn Rewards points and do not count towards the $150 bonus.
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