Creating a budget and saving money isn’t easy. It takes a little practice and a lot of discipline. A good way to start is to develop a savings plan.
Step 1: Pledge to stick to your plan.
Step 2: Figure out how much money you have coming in each month. Count your income from your allowance, part-time job and any other sources.
Step 3: Work out how much you want to save. Divide the money into several different categories:
Step 4: Put your plan in writing. Track how much money you have coming in and how much you spend.
Step 5: Set spending limits.
Step 6: Adjust your plan as needed.
A savings plan shows you where your money comes from, how much there is and where it goes.
Now take a look at where you spend your money. Do you overspend in several categories? By keeping track, you’ll learn about your spending habits. Then you’ll start to see ways to save.
— No matter what stage of life you’re in, your credit union can make the ride a little smoother. —
There’s a first time for everything, but that doesn’t mean you have to go unprepared. Here are a few firsts Securityplus can help you with.
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No matter how much you plan, things can still go wrong. During times of unexpected hardship, your credit union is still willing to help.
Whether a new baby or a new pet, a growing family means growing expenses. We can help you prepare for those changes in your budget.
Whether you're looking to vacation or you're relocating, Securityplus wants to make sure finances don't stand in your way.
You've spent most of your life preparing to retire. We can help ensure that you are financially equipped to do so comfortably.
Securityplus participates in the HopeFul Market, a free market for the homeless.