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You’ve finally saved your first $500. Now, where should you put it? It depends. You’ve got lots of choices:
Some options are riskier than others, some are more accessible and some will earn you more money. Before you put your cash in one of these investments, weigh these factors:
Liquidity means how quickly and easily you can take your money out of an account or investment and turn it back into cash. With some investments, you may have to wait until a maturity date before you can get to your money or pay a penalty for withdrawing your funds early.
Money in the Credit Union is typically insured up to $250,000 or more. If anything happens to your savings, money market or certificate account, your money will be replaced. If you invest in the stock market or buy mutual funds, this is not the case.
There is risk with mutual funds and stocks because no one insures your investment. If the stock price drops, you lose money. However, if the price rises, you may earn a large amount of cash.
Credit Union savings accounts typically have little or no fees. Mutual funds, on the other hand, typically have management fees. Also, stock market trading fees are assessed when stocks are bought or sold.
— No matter what stage of life you’re in, your credit union can make the ride a little smoother. —
There’s a first time for everything, but that doesn’t mean you have to go unprepared. Here are a few firsts Securityplus can help you with.
So you’re ready to make one of the biggest commitments of your life? We’re experts at financing the big day expenses — and beyond.
No matter how much you plan, things can still go wrong. During times of unexpected hardship, your credit union is still willing to help.
Whether a new baby or a new pet, a growing family means growing expenses. We can help you prepare for those changes in your budget.
Whether you're looking to vacation or you're relocating, Securityplus wants to make sure finances don't stand in your way.
You've spent most of your life preparing to retire. We can help ensure that you are financially equipped to do so comfortably.
As a not-for-profit financial institution, we provide our members lower lending rates, higher dividends and more services with fewer or lower fees. Our members enjoy membership benefits for life. Welcome to banking the credit union way.
Becoming a member of Securityplus is easy! It only takes a few minutes to apply and make the $5.00 minimum deposit to open your Share Savings account.
