xceptional
checking

EARN 3.00% APY*
It’s not just good checking — it’s Xceptional.
Why Choose the Securityplus Xceptional Checking?
  • Exceptional earnings for a checking account
  • No fees, no minimum balance requirements
  • Global access to over 55,000 surcharge-free ATMs
  • 24/7 Digital convenience
  • Monitor your credit score
  • Mobile Deposit, Bill Pay, Budgeting tools, and more.
Maximize Your Rewards: Easily qualify for the full 3.00% APY* by making a minimum of 15 posted debit card purchases (each at least $5) monthly and by remaining actively enrolled in eStatements.
Ready to upgrade your checking experience?
Checking RatesEffective Jan 11, 2024
Description Dividend APY* Min Open Deposit
Revive Checking 0.00% 0.00% $25
Cash Back Checking 0.00% 0.00% $0
Xceptional Checking 2.96% 3.00%* $0
*APY = Annual Percentage Yield. For Xceptional Checking, dividends are calculated using the daily balance method which applies a daily periodic rate to the principal each day. Members who meet the monthly requirements will receive an APY of 0.70% on balances over $10,000. Members who do not meet the monthly requirements to receive the 3% APY will receive an APY of 0.05% on their checking account balance. Rates subject to change. Debit card purchases for Xceptional Checking and Cash Back Checking must have been posted prior to the last day of the month to count towards the 15 purchase minimum for that particular month, purchases made but still pending are not counted.