Business Checking

Your business is unique - and so are your financial needs. Our Business Checking accounts are designed to grow with you.

Choice of two full-service accounts

Enhance your financial efficiency

Free Digital Banking, debit cards and more

Talk to a Human

Speak with a Business Services specialist now by calling our hotline at:
+1 410-281-6282.

Reduce your overhead costs

Say goodbye to hidden fees with our Business Checking accounts. Keep more of your hard-earned money where it belongs – in your business.

Unlock the potential of your business

Money management tasks are important, but they shouldn't cut into the time needed to serve customers, grow sales and implement plans. Choose one of our Business Checking solutions to streamline your financial operations and free up resources for mission-critical priorities. Tailored to meet your unique needs, they bring simplicity, flexibility, and added efficiency to daily operations with these free features: 

  • Access to Digital Banking – pay bills, transfer funds and access your accounts anytime from anywhere
  • Securityplus Federal Credit Union Visa® Business Debit Card for convenient transactions
  • Overdraft Protection from your Securityplus Business Savings account
  • Downloads into QuickBooks for seamless financial management
  • Monthly statements – delivered at the end of each statement cycle

Find the perfect fit

Securityplus offers two business accounts - choose the one that's the best match for your financial goals.

Compare Business Checking Accounts

Select accounts to compare

Standard

Plus

Minimum Daily Balance

$0

$1,500

Monthly Minimum Balance Fee

$0

$10

Debits & Credits Per Item

First 150 Free

First 300 Free

Excessive Transaction Fee

$0.20 per transaction if 150 transactions exceeded per month

$0.20 per transaction if 300 transactions exceeded per month

Overdraft (Non-Sufficient Funds)

$30

$30

Monthly Service Fee

$0

$0

Stop Payment

$25

$25

Inactive Checking Account Fee

$5/month

$5/month

Personalized Checks

Priced Online

Priced Online

Standard Business Checking
  • Handle daily transactions with ease
  • No charge for first 150 combined transactions
  • No minimum daily balance required
  • Ideal choice for businesses of all sizes
Standard Business Checking
  • Handle daily transactions with ease
  • No charge for first 150 combined transactions
  • No minimum daily balance required
  • Ideal choice for businesses of all sizes
Business Checking Plus
  • Elevate your financial experience
  • Earn dividends without worrying about monthly maintenance fees when you maintain a minimum balance of $1,500
  • No charge for first 300 monthly debits and credits
Business Checking Plus
  • Elevate your financial experience
  • Earn dividends without worrying about monthly maintenance fees when you maintain a minimum balance of $1,500
  • No charge for first 300 monthly debits and credits
Business Debit Cards

One way to bring more accountability to your business spending is to have everyone follow the same procedures. With Securityplus Visa® Business Debit Cards, you can create a payment process that's easy to implement and monitor.

  • Cards are free with both Securityplus Business Checking options
  • Can be used for online, by phone and in-store payments and purchases
  • Obtain multiple cards for different employees and departments, setting specific spending limits for each card
  • Each card transaction creates a detailed record that appears on Digital Banking pages and monthly account statements for later review
  • Link cards to smartphones for easy one-tap Mobile Wallet purchases
Business Debit Cards

One way to bring more accountability to your business spending is to have everyone follow the same procedures. With Securityplus Visa® Business Debit Cards, you can create a payment process that's easy to implement and monitor.

  • Cards are free with both Securityplus Business Checking options
  • Can be used for online, by phone and in-store payments and purchases
  • Obtain multiple cards for different employees and departments, setting specific spending limits for each card
  • Each card transaction creates a detailed record that appears on Digital Banking pages and monthly account statements for later review
  • Link cards to smartphones for easy one-tap Mobile Wallet purchases