refer a friend
You have friends. We have gift cards. Give the gift of membership.
SBA Loans
The right financing can help start ups & small businesses achieve big-time success.
Customized loan options
Find the perfect SBA loan that aligns with your business goals, including 7(a) SBA programs.
Competitive interest rates
Benefit from lower interest rates, making financing more affordable for your business.
Longer repayment terms
Enjoy repayment terms - in most cases - of 10 to 25 years, reducing the pressure on your cash flow.
Guidance and expertise
Receive expert advice from local Securityplus loan professionals throughout the loan application process.
What is an SBA 7(a) Loan?
An SBA 7(a) loan is a small business loan backed by the Small Business Administration (SBA) and can be used for various business needs, including:
- Start-Up Business
- Business Expansion
- Business Credit Lines up to $5 million
- Real Estate Purchase or Refinance
- Working Capital (short-term and long-term)
- Business Acquisition
- Franchise Financing
Compared to traditional loans, SBA 7(a) loans typically require only a 10% down payment, making it more accessible for businesses to secure funding without a significant upfront cost.
SBA 7(a) Loan: A Game-Changer for Startups and Established Businesses
How can you compete with the big fish in your industry? With help from Securityplus. Whether you're planning to expand operations, purchase property, or acquire cutting-edge equipment, our lending team can help your small business slice through the red tape and secure a government-backed loan with valuable financial advantages
Lower Down Payment Requirements
Compared to traditional loans, SBA 7(a) loans typically require a lower down payment, making it more accessible for businesses to secure funding without a significant upfront cost.
High Loan Amounts
Businesses can access funding ranging up to $5 million, providing substantial capital for growth, expansion, or refinancing.
Extended Repayment Periods
Loan terms are structured based on the purpose of the loan, with up to 10 years for working capital or business acquisition, up to 15 years for equipment, and up to 25 years for real estate.
Versatile Use of Funds
Funds can be used for various business needs, including purchasing or expanding a business, acquiring equipment or inventory, refinancing debt, or renovating property.
Expert support
Got questions about SBA loans? Our dedicated team of experts can provide personalized assistance and guidance, ensuring a smooth and successful lending experience.
Contact the Business Services Team at (410) 281-6282
