refer a friend
You have friends. We have gift cards. Give the gift of membership.
Share Certificates
Give your money a little time and good things can happen.
Certificates range from 3 months to 5 years
Higher interest rates than most savings accounts
Good retirement planning tool
Worth the wait
With a Securityplus Federal Credit Union Certificate, you'll grow your savings at a fixed rate for a period of time so you can enjoy financial flexibility when it matures.
It's the perfect recipe for financial success
Start with your hard-earned dollars. Combine them with our attractive rates. Then let the mixture simmer for anywhere from a few months to several years. The end result is guaranteed earnings that can play a key role in helping you save for major purchases, home upgrades, college costs, your retirement years, or vacations.
| Certificate Term | Minimum Funding Requirement | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 3-Month Share | $1,000 | 4.41% | 4.50% |
| 6-Month Share | $1,000 | 4.41% | 4.50% |
| 1-Year Share & IRA | $1,000 | 4.41% | 4.50% |
| 2-Year Share & IRA | $1,000 | 3.93% | 4.00% |
| 3-Year Share & IRA | $1,000 | 3.93% | 4.00% |
| 4-Year Share & IRA | $1,000 | 3.93% | 4.00% |
| 5-Year Share & IRA | $1,000 | 3.93% | 4.00% |
Share Certificates
- Share Certificates offer flexible opportunities for higher earnings
- Minimum initial opening deposit of $1,000
- Terms range from 3 months to 5 years
- In general, longer-term Certificates pay the highest rates
- All Certificates feature higher rates than most standard savings accounts
- Early withdrawal may result in loss of some interest income
Share Certificates
- Share Certificates offer flexible opportunities for higher earnings
- Minimum initial opening deposit of $1,000
- Terms range from 3 months to 5 years
- In general, longer-term Certificates pay the highest rates
- All Certificates feature higher rates than most standard savings accounts
- Early withdrawal may result in loss of some interest income
IRA Share Certificates
- Minimum initial opening deposit of $1,000
- Terms range from 1 to 5 years
- Offered as either Traditional or Roth Individual Retirement Accounts
- Annual dividend income may be tax-exempt. Be sure to consult your tax advisor.
IRA Share Certificates
- Minimum initial opening deposit of $1,000
- Terms range from 1 to 5 years
- Offered as either Traditional or Roth Individual Retirement Accounts
- Annual dividend income may be tax-exempt. Be sure to consult your tax advisor.
