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We're Your Financial Services Business Partner

Whether you are a small-business owner or a corporate executive, you need a financial institution you can trust. You can feel comfortable knowing this: our services, advice, and decision processes are done locally, by people you know and who know you.

Get access to all our business services and technology to maximize efficiency and convenience across all our delivery channels. We are looking to build a long-term relationship that can help you achieve your business goals.

Because when your business succeeds, the entire community succeeds.

No matter what the needs of your business, we have a checking account that fits.

Standard Business Checking

A great option for your daily transactions with no charge for the first 150 combined transactions.

Business Checking Plus

Earn dividends without monthly maintenance fees with a minimum balance of $1,500.

Compare Business Checking Accounts

Account Feature
Standard
Plus
Minimum Daily Balance $0
$1,500
Monthly Minimum Balance Fee $0$10
Debits & Credits Per Item First 150 Free
First 300 Free
Overdraft (Non-Sufficient Funds) $30$30
Monthly Service Fee
$0$0
Stop Payment
$25$25
Inactive Checking Account Fee
$5/month$5/month
Personalized Checks
Price at Branch
Price at Branch


Plus, get these free services with either account:

  • Free eStatements – save time and money when your statements are delivered to your email account.
  • Free Overdraft Protection from your Securityplus Business Savings account.
  • Free Downloads into Quickbooks.
  • Free Access to Digital Banking.
  • Free Securityplus Visa® Business Debit Card

Securityplus offers a variety of commercial loans to meet you where you are and get you to where you want to be.

Securityplus Business Plus Cash Back Visa® Credit Card

  • Earn 1.25% cash back on all purchases
  • 3.99% APR intro rate for 12 months on all purchases and balance transfers
  • No Annual Fee
  • Credit limits up to $25,000
  • Low variable rates

Commercial Real Estate

  • Competitive fixed and variable rates
  • Low closing costs
  • No prepayment penalties
  • Properties we finance: multi-family, retail, warehouses, industrial, office buildings, mixed use and residential rental properties

Equipment & Machinery

  • Competitive fixed rates
  • Flexible financing up to 7-years
  • Low closing costs

Investment Property Real Estate

  • Competitive fixed and variable rates
  • Flexible financing up to 7-years
  • Low closing costs

Business Vehicle Loans

  • Competitive fixed rates
  • Flexible financing up to 7-years
  • Low closing costs

Business Line of Credit

We offer competitive variable rates tied to Prime. Secured or unsecured loans are available with payments determined by the loan balance. We consider all types of collateral for higher loan amounts. Lined of credit are renewable every year.

Make your company’s excess funds work harder by earning dividends in a Savings, Money Market or Certificate Account.

Business Savings Account

  • A low $5 minimum balance is required*
  • Maintain $500 to earn advertised APY
  • Deposits are insured to an aggregated total of $250,000 by the NCUA

Business Money Market Account

  • Maintain $2,500 to earn advertised APY
  • Check writing ability (limited)

Business Certificate

  • Flexible opportunities for higher earnings
  • Terms range from 3 months to 5 years
  • Minimum initial opening deposit of $1,000**
*If the Share Savings Account balance remains below $50.00 in excess of 60 days, a $1.00 monthly service charge will be assessed. The minimum withdrawal amount is $10.00.
**Minimum opening deposit of $1,000, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.
Contact Securityplus Business Services to get started.
Or Call 410-281-6200, ext. 6233
 

Join Securityplus Today

If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from SSA or CMS; or are in the immediate family of an existing member, you are eligible to join our credit union.

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Securityplus Helps the Homeless
credit union staff at HopeFul


Securityplus participates in the HopeFul Market, a free market for the homeless.

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