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Effective Thursday, June 8, 2023 we are changing our branch hours of operation for lobby and drive-thru service on Thursdays and Fridays. To view the new branch hours, click here

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We're Your Financial Services Business Partner

Whether you are a small-business owner just starting out or a business owner on the verge of something big, you need a financial institution you can trust. You can feel comfortable knowing this: our services, advice, and decision processes are done locally, by people you know and who know you.

Get access to all our business services and technology to maximize efficiency and convenience across all our delivery channels. We are looking to build a long-term relationship that can help you achieve your business goals.

Because when your business succeeds, the entire community succeeds.

No matter what the needs of your business, we have a checking account that fits.

Standard Business Checking

A great option for your daily transactions with no charge for the first 150 combined transactions.

Business Checking Plus

Earn dividends without monthly maintenance fees with a minimum balance of $1,500.

Compare Business Checking Accounts

Account Feature
Minimum Daily Balance $0
Monthly Minimum Balance Fee $0$10
Debits & Credits Per Item First 150 Free
First 300 Free
Overdraft (Non-Sufficient Funds) $30$30
Monthly Service Fee
Stop Payment
Inactive Checking Account Fee
Personalized Checks
Price at Branch
Price at Branch

Plus, get these free services with either account:

  • Free eStatements – save time and money when your statements are delivered to your email account.
  • Free Overdraft Protection from your Securityplus Business Savings account.
  • Free Downloads into Quickbooks.
  • Free Access to Digital Banking.
  • Free Securityplus Visa® Business Debit Card

Securityplus offers a variety of commercial loans to meet you where you are and get you to where you want to be. Our business members can manage loans and make paymentsOpens in New Window conveniently through Servion Commercial Services, our business loan platform.

Commercial Real Estate

  • Competitive fixed and variable rates
  • Low closing costs
  • No prepayment penalties
  • Properties we finance: multi-family, retail, warehouses, industrial, office buildings, mixed use and residential rental properties

Equipment & Machinery

  • Competitive fixed rates
  • Flexible financing up to 7-years
  • Purchase Agreement or Bill of Sale with VIN or Item Identification number required

Investment Property Real Estate

  • Competitive fixed and variable rates
  • Flexible financing up to 7-years
  • Low closing costs
  • Loan to Value between 65% to 75%

Business Vehicle Loans

  • Competitive fixed rates
  • Flexible financing up to 7-years
  • Low closing costs
  • Loan to Value up to 80%

Business Line of Credit

We offer competitive variable rates tied to Prime. Secured or unsecured loans are available with interest only payments determined by the loan balance. We consider all types of collateral for higher loan amounts. Lines of credit are renewable every year.

Every dollar counts when it comes to your business and a Business Platinum Rewards Visa® credit card gives your business more!

Visa® Business Platinum Rewards

  • Introductory rate of 3.99% APR* on purchases and balance transfers made within 12 months of credit card issue date1
  • Earn 1.25 points Rewards for every $1 spent on purchases2, unlimited
  • Redeem Rewards points for cash back, merchandise, travel, or gift cards, at Opens in New Window
  • No balance transfer fee
  • Credit limits up to $25,000
  • No annual fee
  • Secure, contactless payment
Business Credit Card

Visa Business Credit Card Rates
Effective Jun 03, 2023
Description Intro APR* Intro Term Standard Variable APR*
Business Platinum Rewards 3.99%1 Balance Transfers and Purchases for 12 months 14.75% - 17.99%
*APR = Annual Percentage Rate. The VISA rates adjust quarterly, on the first day of January, April, July and October. The rate applied on those dates is based upon the Prime Rate in effect February, 2023, and remains in effect until the next change date.
1The 3.99% transfer balance rate is good on balance transfers of $500 or more made within 12 months from the date of Business Platinum Rewards card account opening. If the balance is not paid off by the end of the 12 month time period, the rate will become a variable rate tied to the Wall Street Journal Prime Rate, or as low as Prime Rate + 7.00% - 17.99% based on creditworthiness. Eligibility is based on credit history and proof of income. Underwriting criteria apply. Rates are subject to change based on borrower eligibility and market conditions.
2Cash advances, credit card checks, and balance transfers do not earn Rewards points.


Make your company’s excess funds work harder by earning dividends in a Savings, Money Market or Certificate Account.

Business Savings Account

  • A low $5 minimum balance is required
  • Maintain $500 to earn advertised APY
  • Deposits are insured to an aggregated total of $250,000 by the NCUA

Savings Account Rates
Effective Jun 3, 2023
Description Dividend Rate APY* Min Open Deposit
Share Savings Account** 0.10% 0.10% $5
*APY = Annual Percentage Yield
**The minimum required to open this account is the purchase of a $5.00 share. The minimum withdrawal amount is $10.00. Transactions are subject to limitations.

Business Money Market Account

  • Maintain $2,500 to earn advertised APY
  • Check writing ability (limited)
Money Market Account Rates
Effective Jun 03, 2023
Description Dividend APY* Min Open Deposit
Money Market Account (MMA) 0.10% 0.10% $1,500
MMA Plus ($5,000 - $49,999.99) 0.15% 0.15% $1,500
MMA Premier ($50,000 - $249,999.99) 0.20% 0.20% $1,500
MMA Prestige ($250,000+) 0.25% 0.25% $1,500
*APY = Annual Percentage Yield.
**The minimum opening deposit required is $1,500 and must be maintained as an average daily balance to obtain the disclosed annual percentage yield. Average daily balances that fall under $1,500, but remain above $500, on any day will receive the checking account annual percentage yield for that day. Average daily balances under $500 will receive no dividends. Transactions are subject to limitations. Dividend rate is subject to change monthly. Please contact a Member Service Representative for details.

Business Certificate

  • Flexible opportunities for higher earnings
  • Terms range from 3 months to 5 years
  • Minimum initial opening deposit of $1,000
Certificate Rates
Effective Jun 03, 2023
Term† Dividend APY*
5 yr 2.72% 2.75%
4 yr 2.72% 2.75%
3 yr 2.72% 2.75%
2 yr 2.96% 3.00%
1 yr 3.44% 3.50%
6 mo 0.60% 0.60%
3 mo 0.40% 0.40%
*APY = Annual Percentage Yield. Minimum opening deposit of $1,000, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply. Advertised rates are rounded to the nearest one hundredth of one percentage point. †Personal account certificates 12 months and longer are available as share or IRA. 
Contact Securityplus Business Services to get started.
Or Call 410-281-6200, ext. 6233

Join Securityplus Today

Becoming a member of our Credit Union is easy! It only takes a few minutes to apply and make the $5.00 minimum deposit to open your Share Savings account. Benefit from lower lending rates, higher dividend rates, fewer or lower fees, and more!


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