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Letting your funds sit for awhile? Putting them in a Share Certificate or IRA Share Certificate could earn you higher dividends.

Share Certificates

  • Share Certificates offer flexible opportunities for higher earnings
  • Terms range from 3 months to 5 years
  • Minimum initial opening deposit of $1,000

IRA Share Certificates

  • Offered as either a Traditional or Roth IRA
  • Terms range from 1-5 years
  • Minimum initial opening deposit of $1,000
Certificate Rates
Effective Jun 25, 2022
Type Term Dividend APY*
Share or IRA 5 yr 1.10% 1.11%
Share or IRA 4 yr 1.00% 1.00%
Share or IRA 3 yr 0.85% 0.85%
Share or IRA 2 yr 0.75% 0.75%
Share or IRA 1 yr 0.60% 0.60%
Share 6 mo 0.30% 0.30%
Share 3 mo 0.10% 0.10%
*APY = Annual Percentage Rate. Minimum opening deposit of $1,000, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply. Advertised rates are rounded to the nearest one hundredth of one percentage point.

What Our Members Say

"I have always been treated in a friendly and professional manner, especially when dealing with employees who help me with CDs and questions on percentage rates of things you offer." - B.E., Securityplus Member

Ready to get started?
You may also log into Digital Banking to open a regular certificate. For IRA Certificates, please contact our call center or visit a branch.

Join Securityplus Today

Becoming a member of our Credit Union is easy! It only takes a few minutes to apply and make the $5.00 minimum deposit to open your Share Savings account. Benefit from lower lending rates, higher dividend rates, fewer or lower fees, and more!


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