Skip to main content

Show your Maryland Pride with our beloved Maryland Flag card designs.

Choose Your Perfect Card

Whether you're looking for travel and merchandise rewards, cash back rebates, a student card or a card to build credit, we've got a card for you. Enjoy no annual fees, low balance transfer fees, and lots of perks.

*APR = Annual Percentage Rate.
**A minimum of $250 is required for balance transfer; If the balance is not paid off within 12 months, the rate will become a variable rate tied to the Wall Street Journal Prime Rate, and as low as Prime Rate + 6.75% for a Visa Platinum Rewards Card. Rates are based on each applicant's credit history; your rate could be higher. Eligibility is based on credit history and proof of income. Underwriting criteria apply. Rates are subject to change based on borrower eligibility and market conditions. Student and Share Secured Visas not eligible. VISA rates adjust quarterly, on the first day of January, April, July and October.

Begin your Free Balance Transfer by calling 1-866-820-4931

A balance transfer can help you consolidate your bills into one monthly payment to your Securityplus Visa Credit Card. 

BalCon is a service available to our Visa Credit Card account holders 24 hours a day, 7 days a week. Simply contact Cardholder Services at 1-866-820-4931 and everything is handled over the phone. 

Visa Credit Card Rates
Effective Aug 1, 2019
Description Intro APR* Intro Term Standard Variable APR*
Platinum Rewards Visa 4.99% Balance Transfers & Purchases for 12 months, and 2,500 bonus points after first purchase of $100 or more. 12.25% - 18%
Platinum Rebate Visa 11.25% - 18%
Student Visa 10.50% - 18%
Share-Secured Visa 10.50% - 18%
Visa Application Disclosure Opens in New Window
Visa Agreement & DisclosureOpens in New Window
*APR = Annual Percentage Rate. Subject to creditworthiness. The VISA rates adjust quarterly, on the first day of January, April, July and October. The rate applied on those dates is based upon the Prime rate in effect December 19, 2018, and remains in effect until the next change date.

Pay by Digital Payment App with Securityplus Visa Credit and Debit Cards

Take advantage of these convenient digital payment apps to make secure purchases right from your smartphone.

Out of Area Protection

As a protective measure for our members, transactions may be blocked if they appear to be suspicious. This includes use of your card in places that are not ordinary for you, such as in other parts of the country or overseas.

let us know your travel plans

Notify us of your travel plans to reduce the risk of your card being rejected while away. Submit a Travel Authorization Request via Online Banking, using ''Message Center.'' You may also print and complete a PDF Travel Authorization Request,Opens in New Window and return it to any branch or fax to 410-281-6273.

Countries/States Blocked from Processing Visa Transactions

As a fraud prevention measure, the following countries and states are currently "blocked" from processing transactions on Securityplus Visa Credit Cards and Debit Cards. If you plan to travel to any of the places listed, visit a branch or call 410-281-6200 to request temporary exclusion from the block.

Countries
Visa Credit Card Blocked
Visa Debit Card Blocked
SignaturePinnedSignaturePinned
Brazil
OK
OK
X
OK
Canada
X
X
X
OK
Japan
X
X
X
OK
Saudi Arabia
X
X
X
X
South Africa
X
X
OK
OK
Spain
X
X
X
OK
Taiwan
X
X
X
X
UK/Great Britain
(England, Wales, Scotland & North Ireland)
X
X
X
OK
States
Visa Credit Card Blocked
Visa Debit Card Blocked
SignaturePinnedSignaturePinned
CaliforniaOK
OK
X
X


The U.S. Government has placed sanctions on the following countries. Your VISA Credit and Debit cards cannot be used in these countries:

Balkans/Bulgaria/Serbia
Burma/Myanmar
Belarus
Cote d''Ivoire (Ivory Coast)
Cuba
Democratic Republic of the Congo
Iran
Iraq
Lebanon
Liberia
Libya
North Korea
Somalia
Sudan
Syria
Ukraine
Yemen
Zimbabwe

Visa Online Account Access

View your current balance, payment history, and statement anytime, anywhere through Visa Access - available through online banking.

Added Security of Real-Time Alerts

Keep track of your Visa card usage and help avoid possible fraudulent activity when you enroll your Visa credit card in free Visa Alerts. With this service you will receive real time alerts via text or email whenever your Visa card is used to make a purchase. Enroll in Visa Alerts.Opens in New Window

Ready to Choose Your Card?
Have questions? Contact Us
 

InOurcommunity

Securityplus Helps the Homeless
credit union staff at HopeFul


Securityplus participates in the HopeFul Market, a free market for the homeless.

Join Securityplus Today

If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from SSA or CMS; or are in the immediate family of an existing member, you are eligible to join our credit union.

+MemberResources

Find a Branch or ATM