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Show your Maryland Pride with our beloved Maryland Flag card designs.

Choose Your Perfect Card

Whether you're looking for travel and merchandise rewards, cash back rebates, a student card or a card to build credit, we've got a card for you. Enjoy no annual fees, low balance transfer fees, and lots of perks.

*APR = Annual Percentage Rate.
**The 0.00% balance transfer is effective until 07/31/2021 on balance transfers of $250 or more to new or existing Visa Platinum cards. There will be a 2.50% balance transfer fee..00% rate does not apply to credit card purchases..  If the balance is not paid off by 07/31/2021, the rate will become a variable rate tied to the Wall Street Journal Prime Rate, and as low as Prime Rate + 6.75% for a Visa Platinum Rewards Card, or as low as  Prime Rate + 5.75% for a Visa Platinum Rebate card. . Rates are based on each applicant's credit history; your rate could be higher. Eligibility is based on credit history and proof of income. Underwriting criteria apply. Rates are subject to change based on borrower eligibility and market conditions. Student and Share Secured Visas not eligible. Offer valid January 13 - March 31, 2020, VISA rates adjust quarterly, on the first day of January, April, July and October.

Begin your Balance Transfer by calling 1-866-820-4931

A balance transfer can help you consolidate your bills into one monthly payment to your Securityplus Visa Credit Card. 

BalCon is a service available to our Visa Credit Card account holders 24 hours a day, 7 days a week. Simply contact Cardholder Services at 1-866-820-4931 and everything is handled over the phone. 

Visa Credit Card Rates
Effective Jan 1, 2020
Description Intro APR* Intro Term Standard Variable APR*
Platinum Rewards Visa __ __ 11.50% - 18%
Platinum Rebate Visa __ __ 10.50% - 18%
Student Visa 9.75% - 18%
Share-Secured Visa 9.75% - 18%
Visa Application Disclosure Opens in New Window
Visa Agreement & DisclosureOpens in New Window
*APR = Annual Percentage Rate. Subject to creditworthiness. The VISA rates adjust quarterly, on the first day of January, April, July and October. The rate applied on those dates is based upon the Prime rate in effect October 31, 2019, and remains in effect until the next change date.

Pay by Digital Payment App with Securityplus Visa Credit and Debit Cards

Take advantage of these convenient digital payment apps to make secure purchases right from your smartphone.

Out of Area Protection

As a protective measure for our members, transactions may be blocked if they appear to be suspicious. This includes use of your card in places that are not ordinary for you, such as in other parts of the country or overseas.

let us know your travel plans

Notify us of your travel plans to reduce the risk of your card being rejected while away. Submit a Travel Authorization Request via Online Banking, using ''Message Center.'' You may also print and complete a PDF Travel Authorization Request,Opens in New Window and return it to any branch or fax to 410-281-6273.

Countries/States Blocked from Processing Visa Transactions

As a fraud prevention measure, the following countries and states are currently "blocked" from processing transactions on Securityplus Visa Credit Cards and Debit Cards. If you plan to travel to any of the places listed, visit a branch or call 410-281-6200 to request temporary exclusion from the block.

Countries
Visa Credit Card Blocked
Visa Debit Card Blocked
SignaturePinnedSignaturePinned
Brazil
OK
OK
X
OK
Canada
X
X
X
OK
Japan
X
X
X
OK
Saudi Arabia
X
X
X
X
South Africa
X
X
OK
OK
Spain
X
X
X
OK
Taiwan
X
X
X
X
UK/Great Britain
(England, Wales, Scotland & North Ireland)
X
X
X
OK
States
Visa Credit Card Blocked
Visa Debit Card Blocked
SignaturePinnedSignaturePinned
CaliforniaOK
OK
X
X


The U.S. Government has placed sanctions on the following countries. Your VISA Credit and Debit cards cannot be used in these countries:

Balkans/Bulgaria/Serbia
Burma/Myanmar
Belarus
Cote d''Ivoire (Ivory Coast)
Cuba
Democratic Republic of the Congo
Iran
Iraq
Lebanon
Liberia
Libya
North Korea
Somalia
Sudan
Syria
Ukraine
Yemen
Zimbabwe

Visa Online Account Access

View your current balance, payment history, and statement anytime, anywhere through Visa Access - available through online banking.

Added Security of Real-Time Alerts

Keep track of your Visa card usage and help avoid possible fraudulent activity when you enroll your Visa credit card in free Visa Alerts. With this service you will receive real time alerts via text or email whenever your Visa card is used to make a purchase. Enroll in Visa Alerts.Opens in New Window

Ready to Choose Your Card?
Have questions? Contact Us
 

InOurcommunity

Securityplus Helps the Homeless
credit union staff at HopeFul


Securityplus participates in the HopeFul Market, a free market for the homeless.

Join Securityplus Today

If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from SSA or CMS; or are in the immediate family of an existing member, you are eligible to join our credit union.

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