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Home Buyer Grants
You might qualify for a grant that reduces your overall costs.
Grants for first-time and non-first-time homebuyers
Assistance for veterans and first-responders
Money for down payments and more
Our connections may be worth thousands of dollars to you
The lending team at Securityplus Federal Credit Union does far more than process mortgage applications. They also actively look for ways to help you with your home purchase. Through our partnership with the Federal Home Loan Bank of Atlanta, certain buyers may be able to obtain sizable grants. That includes:
First-time homebuyers
Military veterans
First-responders, educators and health-care workers
Borrowers looking to rebuild homes in a designated "major disaster" area
Non-first-time homebuyers can get support to buy or refinance in eligible areas.
Here are details of some of the home-buying grant programs offered by the Federal Home Bank of Atlanta:
Community Partners
Provides up to $20,000 in down-payment and closing-cost funding to current or retired law enforcement officers, educators, health care workers, firefighters, and other first responders; and veterans or active-duty members of the U.S. military or their surviving spouse that are first-time homebuyers or non-first-time homebuyers.
Community Partners
Provides up to $20,000 in down-payment and closing-cost funding to current or retired law enforcement officers, educators, health care workers, firefighters, and other first responders; and veterans or active-duty members of the U.S. military or their surviving spouse that are first-time homebuyers or non-first-time homebuyers.
First-time Homebuyer
The First-time Homebuyer product provides up to $17,500 in funds for the down payments and closing costs of first-time homebuyers.
First-time Homebuyer
The First-time Homebuyer product provides up to $17,500 in funds for the down payments and closing costs of first-time homebuyers.
Community Rebuild and Restore
Provides up to $10,000 for the rehabilitation of an existing owner-occupied home located in “Major Disaster Declaration” or "Emergency Declaration" disaster areas as designated by the Federal Emergency Management Agency (FEMA). Funds can be used to correct deficiencies, resulting from the identified disaster, that impact the habitability of the property not associated with repairs covered under an insurance claim.
Community Rebuild and Restore
Provides up to $10,000 for the rehabilitation of an existing owner-occupied home located in “Major Disaster Declaration” or "Emergency Declaration" disaster areas as designated by the Federal Emergency Management Agency (FEMA). Funds can be used to correct deficiencies, resulting from the identified disaster, that impact the habitability of the property not associated with repairs covered under an insurance claim.
Workforce Housing Plus+ Program
Provides up to $15,000.00 for families and individuals who qualify as first-time and non-first-time homebuyers with incomes between 80.01% up to 120% of area median income (AMI). These funds may be used for closing costs and for down payment assistance.
Workforce Housing Plus+ Program
Provides up to $15,000.00 for families and individuals who qualify as first-time and non-first-time homebuyers with incomes between 80.01% up to 120% of area median income (AMI). These funds may be used for closing costs and for down payment assistance.
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