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Are you looking for a new set of wheels? If so, start here. Often we can beat dealer financing on new and used cars, trucks and vans with rates as low as 1.74% APR*.

Get reliable financing and rates as low as 1.74% for new cars, trucks and vans. Take advantage of our Preapproval Program so you can negotiate with buying power.

Get a .25% Rate Discount

Set up automatic payments from your Securityplus Checking Account and get a .25% APR* discount on your loan! You also can setup payments from another financial institution by submitting an ACH Authorization Form — that will earn you a .25% rate discount as well.

Need help before you shop?

We have programs available designed to help you determine how much vehicle you can afford and which type of loan will best meet your needs. Contact us today and we'll be glad to assist you.

Get reliable financing and competitive rates for used cars, trucks and vans. Apply before you shop — our Preapproval Program will help you negotiate with buying power.

Get a .25% Rate Discount

Set up automatic payments from your Securityplus Checking Account and get a .25% APR* discount on your loan! You also can setup payments from another financial institution by submitting an ACH Authorization Form — that will earn you a .25% rate discount as well.

Need help before you shop?

We have program available designed to help you determine how much vehicle you can afford and which type of loan will best meet your needs. Contact us today and we'll be glad to assist you.

New Auto Loan Rates
Effective Oct 1, 2017
Description Term APR* as low as
New Auto and Truck Purchase/Refinance 36 mo 1.74%
New Auto and Truck Purchase/Refinance 48-60 mo 1.99%
New Auto and Truck Purchase/Refinance 72 mo 1.99%
New Auto and Truck Purchase/Refinance 84 mo 2.99%
*APR=Annual Percentage Rate. Rates subject to change without prior notice. Rate shown reflects a 0.25% discount for automatic loan repayment. Refinancing not available for existing Securityplus loans. Rates may vary based on term, application and applicant''s credit history; your rate could be higher.

Used Auto Loan Rates
Effective Oct 1, 2017
Description Term APR*
Used Auto and Truck Purchase/Refinance 36 mo 2.24%
Used Auto and Truck Purchase/Refinance 48 - 60 mo 2.24%
Used Auto and Truck Purchase/Refinance 72 mo 2.24%
Used Auto and Truck Purchase/Refinance 84 mo 3.24%
*APR=Annual Percentage Rate. Rates subject to change without prior notice. Rate shown reflects a 0.25% discount for automatic loan repayment. Refinancing not available for existing Securityplus loans. Rates may vary based on term, application and applicant''s credit history; your rate could be higher.

Start your next car search with the Securityplus Car Buying Service Powered by TrueCar. Save time and money and never overpay. It’s that simple. In fact, the average savings on a new car is $3,221 off MSRP.

Save with TrueCar

1. Compare.

Build a new car based on your preferences – such as make, model and options. Or search the inventory of thousands of used cars. See and compare dealer-guaranteed prices and what others paid.

2. Connect.

Once you choose the car you like, work with a network of local, TrueCar Certified Dealers. Select a dealer and print your Guaranteed Savings Certificate* before you go to the dealership.

3. Get Approved.

Apply for a Securityplus auto loan before you visit the dealer to lock in the Car Buying Service special auto loan discount.

Now you are ready to buy. Take your Guaranteed Savings Certificate and Securityplus preapproval to the dealer.

Guaranteed Auto Protection

GAP (Guaranteed Auto Protection) eliminates the out-of-pocket expenses you would incur to pay off your loan or lease should your vehicle be stolen or totaled. Securityplus offers GAP coverage for a nominal fee.

How GAP works:

  • Covers up to 150% of MSRP or NADA retail values
  • Covers losses up to $50,000
  • Pays comprehensive and collision deductibles of up to $1,000
  • Is available for loans with terms up to 84 months
  • Pays claims within 48 hours of receipt

For more information on GAP coverage, contact us.

Skip-A-Pay

When you need a little extra cash, you can skip up to two non-consecutive monthly payments within a 12-month period on qualifying Credit Union loans.† To qualify, your loan must be open for at least three months, and all your Credit Union accounts must be in good standing. Find out more.

*APR=Annual Percentage Rate.

GET PREAPPROVED TODAY

Have questions? Contact Us
 
Life Happens

— No matter what stage of life you’re in, we can help make the ride a little smoother. —

  • There’s a first time for everything, but that doesn’t mean you have to go unprepared. Here are a few firsts that Securityplus can help you with.

  • So you’re ready to make one of the biggest commitments of your life? We’re experts at financing the big day expenses — and beyond.

  • No matter how much you plan, things can still go wrong. During times of unexpected hardship, Securityplus is still willing to help.

  • Whether a new baby or a new pet, a growing family means growing expenses. We can help you prepare for those changes in your budget.

  • Whether you're looking to vacation or you're relocating, Securityplus wants to make sure finances don't stand in your way.

  • You've spent most of your life preparing to retire. Securityplus can help ensure that you are financially equipped to do so comfortably.

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Look what we've accomplished at City Shred Day 2017!
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If you live, work, worship, or go to school in the City of Baltimore; are employed by or retired from SSA or CMS; or are in the immediate family of an existing member, you are eligible to join Securityplus Federal Credit Union.
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