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Are you looking for a new set of wheels? If so, start here. Often we can beat dealer financing on new and used cars, trucks and vans with rates as low as 4.24% APR*.

Get reliable financing and rates as low as 4.24% for new cars, trucks and vans. Take advantage of our Preapproval ProgramOpens in New Window so you can negotiate with buying power.

Get a .25% Rate Discount

Set up automatic payments from your Securityplus Checking Account and get a .25% APR* discount on your loan! You also can setup payments from another financial institution by submitting an ACH Authorization FormOpens in New Window — that will earn you a .25% rate discount as well.

 

Need help before you shop?

We have programs available designed to help you determine how much vehicle you can afford and which type of loan will best meet your needs. Contact us today and we'll be glad to assist you.

Get reliable financing and competitive rates for used cars, trucks and vans. Apply before you shop — our Preapproval ProgramOpens in New Window will help you negotiate with buying power.

Get a .25% Rate Discount

Set up automatic payments from your Securityplus Checking Account and get a .25% APR* discount on your loan! You also can setup payments from another financial institution by submitting an ACH Authorization FormOpens in New Window — that will earn you a .25% rate discount as well.

 

Need help before you shop?

We have program available designed to help you determine how much vehicle you can afford and which type of loan will best meet your needs. Contact us today and we'll be glad to assist you.

New Auto Loan Rates
Effective Feb 09, 2023
Description Term APR* as low as
New Auto and Truck Purchase/Refinance up to 36 mo 4.24%
New Auto and Truck Purchase/Refinance 37-60 mo 5.24%
New Auto and Truck Purchase/Refinance 61-72 mo 6.49%
New Auto and Truck Purchase/Refinance 73-84 mo 7.49%
*APR=Annual Percentage Rate. Rates subject to change without prior notice. Rate shown reflects a 0.25% discount for automatic loan repayment. Refinancing not available for existing Securityplus loans. Rates may vary based on term, application and applicant''s credit history; your rate could be higher.

Used Auto Loan Rates
Effective Feb 09, 2023
Description Term APR* as low as
Used Auto and Truck Purchase/Refinance up to 36 mo 4.49%
Used Auto and Truck Purchase/Refinance 37-60 mo 5.49%
Used Auto and Truck Purchase/Refinance 61-72 mo 6.74%
Used Auto and Truck Purchase/Refinance 73-84 mo 7.74%
*APR=Annual Percentage Rate. Rates subject to change without prior notice. Rate shown reflects a 0.25% discount for automatic loan repayment. Refinancing not available for existing Securityplus loans. Rates may vary based on term, application and applicant''s credit history; your rate could be higher.

Securityplus Auto Buying Service

Shop for your next vehicle from the comfort of you home with the Securityplus Auto Buying Service. Work with our Preferred Dealer Partners to help you find your next vehicle.

Tiffany F.Owings Mills Branch
Employee
great employee

"Easy and Seamless!"

"The car buying process in itself is stressful. But Securityplus made the car buying process easy and seamless and I don’t think I have ever been in and out of a bank so fast. The process was definitely the highlight of my car buying experience.”

— Monique W., Securityplus Member

Find out more about Credit Union Membership

Guaranteed Auto Protection

GAP (Guaranteed Auto Protection) eliminates the out-of-pocket expenses you would incur to pay off your loan or lease should your vehicle be stolen or totaled. Securityplus offers GAP coverage for a nominal fee.

How GAP works:

  • Covers up to 150% of MSRP or NADA retail values
  • Covers losses up to $50,000
  • Pays comprehensive and collision deductibles of up to $1,000
  • Is available for loans with terms up to 84 months
  • Pays claims within 48 hours of receipt

For more information on GAP coverage, contact us.

Skip-A-Pay

When you need a little extra cash, you can skip up to two non-consecutive monthly payments within a 12-month period on qualifying Credit Union loans. To qualify, your loan must be open for at least three months, and all your Credit Union accounts must be in good standing.Find out more.

*APR=Annual Percentage Rate.

Get Preapproved Today!
 
Have questions? Contact Us
 

Join Securityplus Today

Becoming a member of our Credit Union is easy! It only takes a few minutes to apply and make the $5.00 minimum deposit to open your Share Savings account. Benefit from lower lending rates, higher dividend rates, fewer or lower fees, and more!

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