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Refinance Your Vehicle
Start saving immediately with a lower monthly payment and flexible terms.
Lower Your Monthly Payments
Rates as Low as 4.74% APR*
Flexible Terms
Choose a term that fits your budget and lifestyle + No Payments for 90 days¹
Personalized Service
Work with our team to find the best refinancing option for your needs.
How It Works
Refinancing your auto loan is simpler than you think:
1. Apply Online: Our quick and easy application process allows you to apply from the comfort of your home.
2. Get Personalized Rates: After reviewing your application, we'll offer you personalized terms tailored to your financial situation.
3. Choose Your Terms: Pick the repayment schedule that fits your budget and financial goals.
4. Start Saving: Enjoy your new, lower payments and start saving immediately.
How It Works
Refinancing your auto loan is simpler than you think:
1. Apply Online: Our quick and easy application process allows you to apply from the comfort of your home.
2. Get Personalized Rates: After reviewing your application, we'll offer you personalized terms tailored to your financial situation.
3. Choose Your Terms: Pick the repayment schedule that fits your budget and financial goals.
4. Start Saving: Enjoy your new, lower payments and start saving immediately.
You Could Be Overpaying on Your Auto Loan
Even a small rate difference can save you hundreds — or even thousands — over the life of your loan.
Refinance today and see how much you could save.
FAQs
Auto loan refinancing is the process of replacing your current car loan with a new one, typically with better terms, such as a lower interest rate or a different loan term. This can help reduce your monthly payments or shorten the time it takes to pay off your loan.
If you're looking to lower your monthly payments, reduce your interest rate, or change your loan term, refinancing could be a good option. We recommend speaking with one of our loan specialists to discuss your specific situation.
At Securityplus, we aim to make refinancing as affordable as possible. Our loan specialists will walk you through any applicable fees, so there are no surprises.
Effective Date: July 7, 2026
| Loan Term | APR* New Car (As Low As) | APR* Used Car (As Low As) |
|---|---|---|
| 12 - 36 months | 4.24% | 4.74% |
| 37 - 48 months | 4.49% | 4.99% |
| 49 - 60 months | 4.74% | 5.24% |
| 61 - 72 months | 4.99% | 5.49% |
| 73 - 84 months | 5.74% | 6.24% |
