refer a friend
You have friends. We have gift cards. Give the gift of membership.
Used Auto Loans
No haggling necessary. We'll always offer you our best auto financing deal.
Competitive rates as low as 6.24% APR*
Payment terms up to 84 months
Convenient pre-approval process
More cash for road trips
All of our auto loans come with competitive rates. But you can save even more - an extra 0.25% - by scheduling automatic monthly payments from your checking account.
There's no spinning your wheels with us
We know you would rather be behind the wheel of that nice car, truck, SUV or van than be stalled somewhere filling out paperwork. With a high-speed preapproval process and streamlined loan application, we make it easy for our members to get used auto financing with driver-friendly rates.
- Enjoy rates as low as 6.24% APR* for used vehicles
- Control your monthly payment with loan terms up to 84 months
- No prepayment penalty if you pay off your auto loan early
- Our online application process is quick, easy, and straightforward
- Get preapproved with our Preapproval Program and shop with confidence online or at the dealership.
- Set up automatic payments from your Securityplus Federal Credit Union Checking Account or another financial institution and receive a 0.25% APR* discount on your loan
Guaranteed Auto Protection
If your vehicle is stolen or damaged beyond repair, your insurance company settlement may be for less than you still owe on your loan or lease. Securityplus Federal Credit Union's GAP (Guaranteed Auto Protection) coverage can make up the difference.
- Available at a nominal cost, whether you choose to add it to your loan at closing or opt to purchase it later
- Offers substantial savings compared to dealership prices
- Covers up to 150% of MSRP or NADA retail values
- Covers losses up to $50,000
- Pays comprehensive and collision deductibles of up to $1,000
- Available on auto loans with terms up to 84 months
- Pays claims within 48 hours of receipt
- For more information on GAP coverage, contact us
Guaranteed Auto Protection
If your vehicle is stolen or damaged beyond repair, your insurance company settlement may be for less than you still owe on your loan or lease. Securityplus Federal Credit Union's GAP (Guaranteed Auto Protection) coverage can make up the difference.
- Available at a nominal cost, whether you choose to add it to your loan at closing or opt to purchase it later
- Offers substantial savings compared to dealership prices
- Covers up to 150% of MSRP or NADA retail values
- Covers losses up to $50,000
- Pays comprehensive and collision deductibles of up to $1,000
- Available on auto loans with terms up to 84 months
- Pays claims within 48 hours of receipt
- For more information on GAP coverage, contact us
